Hi,
1) You may use any of the property listing portals to see the available unit in the market.
2) First is to set your budget by checking your funds in CPF OA, cash savings, and the amount of mortgage loan you could get based on your age and income.
3) If you are eligible for an HDB loan, you may apply for the HLE (HDB Loan Eligibility) which lasts for 6 months.
4) If you are not eligible for an HDB loan, you will have to approach a bank to get an assessment to get an IPA (In-Principal Approval).
5) Once the above is done, you will have to register an intent to buy in the HDB resale portal using your Singpass. This is to ensure you are eligible for the purchase.
6) This registration can last for 12 months. You have up to a year to look for your flat.
Hope the above answer your main concerns, but if there are more query, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
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