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Hi,

1) It depends on which type of loan you are eligible for and which gives you a better benefit both in short term and long term.
2) HDB loan: Max LTV 90%, downpayment = 10%. Interest rate 2.6%
3) Bank loan: Max 75%, downpayment = 25%. Interest rate ~1.3%.
4) You should do an asset financial analysis before you understand where you stand financially and what budget is reasonable.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More