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Hi buyer,

It's not just about the salaries, other factors such as cash on hand and funds in CPF OA are important as well.

Feel free to contact me at your convenience, and I'd do an in-depth analysis together with my banker, before giving you any recommendations.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More

Hi,

Typicaly 10k per household is a good guideline, but there are other factors at play also such as the cash & cpf on hand you have at the moment. You may also want to consider ECs if you can qualify for it since it appears you are 1st timers. Its "subsidized condo" with a relatively lower entry price and grants available for first timers. Thanks and hope to value-add to your housing plans further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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(Client's Testimonials) Read More

Hi,

Re: Our Preferred Experienced SG Professional

I have a pool of experienced banker to assess your housing loan.

Feel free to engage me as your agent. I can assist you based upon your stated contents and walk you through the entire process with options.

Call me now, we can explore further in detail.

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Afternoon,

How much loan the bank can disperse to you for the purchase will depends on your age, income status, credit standing l, how much CPF OA you have and the age of the unit that you are buying. Therefore, it's hard to say that by having combined income of $9k will be sufficient.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Sir/Mdm,

I can get my bankers to assess the amount of loan you will be eligible to get and from there recommend the projects that you afford comfortably.

If you are eligible for Executive Condo, it can be a good option as well as prices are more affordable with more upside potential in the future.

Please feel free to contact me so that I can understand your needs better and provide you with further assistance.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg / nick96444854@gmail.com
(W) www.nick-tan.com / www.propertyavenue.com.sg

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Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi

Though it is a simple question, however there are many consideration. Besides some information may be confidential.

To effectively assist you, it would be good if you can either call 9620 0827  for a casual chat or email gavin.ng@orangetee.com.

Regards

Gavin Read More

Good afternoon buyers,

Do let my bankers advise you on your IPA (bank loan) so you can gauge how much can both of you loan based on your income, age, debt etc.

Essentially do take note that if you are able to loan up to 80%, you will need to have an initial outlay of at least 23% if you are a Singaporean.

1) 5% cash downpayment
2) 15% cash or CPF downpayment
3) estimated 3% buyer's stamp duty
4) valuation fee, legal fees etc

Hope my sharing is beneficial to your property purchase.

May I know how can I continue to value add in this purchase?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More

Hi,
For 3 bedroom price between 1 - 1.2 million, the comfortable income is around 10k. But it will also depends on the eligible loan quantum. Please drop me an email for me to assist you to compute the estimated loan amount.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi Buyer,
The condo pricing for a 1 bedroom, 2 or 3 bedroom is different. Its important to know your financial situation and your plan so as to better advice you.
Feel free to contact me so that i could do up a proposal for you with my bankers.
Thank you and hear from you soon.
Regards
Kelvin Chen
ERA
 84282282 
kelvinchen.era@gmail.com Read More