5 Answers

Robbie Chen Chee Howe
Hi Pauline,

Based on a $650k HDB flat purchase, the breakdown is as follows:

5% downpayment $32,500 in CASH
20% downpayment $130,000 (CASH/CPF)
75% loan $487,500 (shortfall on loan, to top up in CASH/CPF)
BSD $14,100 (CASH/CPF)

From the above breakdown, if you have sufficient CPF to pay for the above, and you qualify for the loan of up to $487,500, then the maximum cash you will need to set aside is $32,500.
Take note that this figure is exclusive of agent fees and other miscellaneous fees.

Also, please note that if any of the Buyer/essential occupier is a Singapore Citizen, there is no ABSD for all HDB flat purchases, regardless of how many properties you currently owned. If both parties are SPR, then ABSD rate will be 5%.

I am experienced and well-versed in HDB resale transactions. Please get in touch with me for a more in-depth discussion on your flat purchase.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
0
Hi Ms Pauline

I will be glad to assist
As I won't be able to pm you first due to pdpa, appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com
or click here http://bit.ly/2tzIQ1a to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

PropNex Realty Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More
0
Hi Pauline,
It will depends on the amount in your CPF OA. Please drop me an email for me to advice you more accurately.

best regards

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
0
Hi Ms. Pauline Poon,

I can work out a detailed financial calculation for you.
But I don't wish to be making assumptions first.

I'll need to gather more information from you before I can give you a professional advice as there are various factors and considerations involved.

Please reach out to me at +65 8700 1111  so we can get connected and start our discussion going.

Looking forward to hear from you soon.

Regards,

Regards,

Christina May
Paramount Elites
The 5X Consecutive #1 Champion Group In ERA
ERA Realty Network Pte Ltd Read More
0

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