Property & Real Estate Discussions on Home Financing

3037 Results Found in Home Financing

Anonymous in Home Financing

asked on 30 Dec 2014

For purchase of ec or private condo,can the stamp duties be paid by cpf?

0 • 1680 views 2 Answers

Anonymous in Home Financing

asked on 30 Dec 2014

Hi, for EC purchase if we can't get the max 80% loan from banks,can we use our cpf if there's a shortfall? for example 5% cash + 35% cpf + 60% bank loan?

0 • 907 views 2 Answers

Anonymous in Home Financing

asked on 26 Dec 2014

I am currently an owner of a flat and I'm interested to buy an EC. I have met the requirements for MOP. However, I still have a outstanding balance of $100,000 for my flat. I understand that to buy an EC, you need to pay a downpayment of...

0 • 524 views 2 Answers

Anonymous in Home Financing

asked on 23 Dec 2014

If I decide on contra, for my second hdb loan, will all my cpf be used? Or can I choose how much to pay using cpf?

0 • 631 views 1 Answer

Anonymous in Home Financing

asked on 23 Dec 2014

Hi, My wife and me are SPR for more than 3 years. I have about 50K in CPF main account and age is 42. Let's say, if we like to buy 600,000 flat, how much cash do we need in hand for all the things such as 20%+stamp fee+ legal fee+, etc+++?...

0 • 682 views 3 Answers

Anonymous in Home Financing

asked on 20 Dec 2014

I am taking a second HDB loan for the DBSS flat i wish to purchase after disposing my existing HDB flat. I understand that there is minimum cash outlay if I want to take a second HDB loan. May I know what is the percentage of cash outlay...

0 • 1033 views 1 Answer

Anonymous in Home Financing

asked on 20 Dec 2014

I have outstanding HDB loan of about $55k with another 4 years 1 month to go. Is there any banks there willing to refinance that at lower interest and shorter periods? I want to be ready to take advantage of the falling prices to purchase a...

0 • 833 views 1 Answer

Anonymous in Home Financing

asked on 18 Dec 2014

I have personal loan $900/month for 5 years and car loan of $800/month.My combined with my wife is 8k.Will this effect my IPA to buy an EC?I understand that it is under the MSR calculation?

0 • 526 views

Anonymous in Home Financing

asked on 17 Dec 2014

If our IPA is not enough to cover 80% of the purchase price of the unit,can we use cpf to pay off the balance or must be in cash?

0 • 499 views 1 Answer

Anonymous in Home Financing

asked on 16 Dec 2014

I currently live in a 4rm flat (88sqm) in Dover Crescent, bought from balance of sales. Roughly 262K loan balance remaining, paying 1.2K per month. I have combination of some assets that I can liquidate to payoff this loan now, or explore...

0 • 536 views 2 Answers

Mr. Zafran Osman in Home Financing

asked on 10 Dec 2014

I currently own a HDB property and would like to purchase a private studio apartment for investment purposes and to rent out. What is the payment breakdown like (cash & CPF) and what the maximum bank loan I am eligible for?

0 • 740 views 3 Answers

Anonymous in Home Financing

asked on 10 Dec 2014

I am looking to finance a jointly owned property. But i still have unpaid mortgage on my other property also co own. how much can i borrow for my proposed new purchase?

0 • 392 views 1 Answer

Mr. JOHN . in Home Financing

asked on 5 Dec 2014

hi, My sister is buying a new bto flat. She cannot get enough bank loan for it. Can I , as an occupier of her flat get a seperate bank loan to finance her flat? That is to say 2 bank loan from 2 person to finance a single hdb flat? Thanks in...

0 • 681 views 1 Answer

Anonymous in Home Financing

asked on 30 Nov 2014

I have become a SG citizen and now working in Hong Kong. I want to buy a small condo in District 9 of SG for investment / renting out. Regarding the TDSR, should I assume that it is only applicable to the SG context if I take up a housing loan...

0 • 777 views 4 Answers

Anonymous in Home Financing

asked on 27 Nov 2014

Hi, if i want to purchase an EC cost $900k, but i been offered $600K of bank loan. can you advise what is the cash upfront i have to come out with and how can i make up the shortfall?

0 • 993 views 1 Answer

Mr. Aik Seng Khor in Home Financing

asked on 25 Nov 2014

Hi, I booked an EC on Deferred Payment Scheme. Can I apply the bank loan after the S&P is signed? Currently my wife is looking for job, so that we can loan bigger amount.

0 • 473 views 1 Answer

Mr. Aik Seng Khor in Home Financing

asked on 25 Nov 2014

I want to apply a bank loan to purchase EC. However I have existing loan for my HDB flat which I am going to sell before the EC TOP. I heard that I can sign the undertaking letter to HDB committing to selling the existing flat. Where can I find...

0 • 1776 views 2 Answers

Mr. Jimmy Chua in Home Financing

asked on 24 Nov 2014

I have bought a BTO (TOP 2016), and am intending to purchase a private property in year 2021 (earliest possible). Is it advisable to drag my HDB loan repayment period 25 years (even though I can clear the loan ~12 years)? Thanks.

0 • 665 views

Anonymous in Home Financing

asked on 23 Nov 2014

My wife and me age 52 years old; currently we have a 3-room resale flat with an outstanding loan from HDB We get the BTO key at the end of Decrement 2014. After the HDB loan grant and the CPF monies, the outstanding amount will be $169.030.42,...

0 • 2371 views 5 Answers

Anonymous in Home Financing

asked on 21 Nov 2014

Can a newly discharge bankruptcy apply a home loan with bank?. We are deciding to downgrade our flat and at the same time looking for a reliable & professional housing agent to assist us with our home buying and financing. Thank you!

0 • 1755 views 3 Answers

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