Property & Real Estate Discussions on Home Financing

3213 Results Found in Home Financing

Anonymous in Home Financing

asked on 5 Mar 2016

Hi I am a Singaporean Citizen aged 29 and my partner (soon to be spouse) is a Foreigner (S Pass Holder) aged 31. If we were to seek financing for a HDB home purchase, I understand we will be purchasing under the non-citizen spouse scheme....

0 • 1556 views 4 Answers

Ms. Sharon Lee in Home Financing

asked on 4 Mar 2016

Hi,I am a sole owner of a HDB flat. My flat is fully paid for since I was widowed. My current boyfriend(1st timer) and I are thinking of buying an apartment/condo together, and it will be my 2nd property. Q1.) Would this be possible? Q2.) If yes,...

0 • 697 views 4 Answers

Anonymous in Home Financing

asked on 4 Mar 2016

I have planned to sell my hdb and fixed the 1st appointment, As a seller, do i need to have solicitor for the seller side, I took the bank loan, How do Connect the bank loan and the hub during the selling process. how the processing from the...

0 • 551 views 4 Answers

Anonymous in Home Financing

asked on 2 Mar 2016

Hi, I intend to sell my 4 room hdb flat and buy a 5 room resale flat. Currently my husband and i are using OCBC home loan for our monthly payment since year 2005. According to our latest cpf statement,amount of $200 k will be refunded to our...

0 • 1423 views 8 Answers

Ms. WEN MEEI CHEN in Home Financing

asked on 1 Mar 2016

Hi, I'm a Singaporean and my husband is SPR. We own a 4room HDB in Yew Tee. We loan $332000 from DBS in 2012 (20yrs tenure) when we purchased the flat. Now the interest rate has increased and so our monthly repayment increased from $1584 to $ 1726...

0 • 1018 views 5 Answers

Anonymous in Home Financing

asked on 28 Feb 2016

I've saved up about $150k in CPF OA, $55K in SA, $235k for buying house + reno. I earn just short of $6k gross per month now. Plan to purchase resale HDB in 2nd half of this year, as my preferred flats reach MOP then. My siblings and I...

0 • 983 views 5 Answers

Anonymous in Home Financing

asked on 26 Feb 2016

Greetings My fiancé and I are looking for a resale flat and are interested in a unit at Hougang Avenue 7 near to our parents place which costs $350000. Considering that I have no CPF as I am self-employed and that my fiancé is...

0 • 409 views 3 Answers

Ms. Samantha Sim in Home Financing

asked on 24 Feb 2016

Hi, I am currently looking to buy a house with my husband and we have budget ourselves to loan $200,000 to be repaid in 10 years. Can anyone advise me if we should go for bank loan/hdb loan please?

0 • 557 views 7 Answers

Anonymous in Home Financing

asked on 24 Feb 2016

Hi, my gf is spore citizen and I'm a PR..we are interested in getting EC. Is additional stamp duty applied to us? Since my gf is a citizen, and I'm PR.

0 • 710 views 9 Answers

Anonymous in Home Financing

asked on 24 Feb 2016

Wanna buy Pasir Ris DBSS flat, but not enough cash to pay 15%. Would like to know whether can we contra our current flat to pay the new flat? How to exercise it? Thanks a lot.

0 • 673 views 4 Answers

Anonymous in Home Financing

asked on 21 Feb 2016

Hi, is the 5,000 amount which we pay when to exercise the OTP , is this 5k is inclusive of the 5% of cash if you take bank loan? thanks

0 • 715 views 6 Answers

Anonymous in Home Financing

asked on 19 Feb 2016

Hi, if I'm interested to get my first EC with my fiancée, budget $800k EC, with deferred payment 3%, how do I calculate how much I need to fork up for down payment based on let's say 1.7% loan interest ?

0 • 750 views 6 Answers

Anonymous in Home Financing

asked on 18 Feb 2016

can i borrow to finance a oversea property?

0 • 570 views 1 Answer

Mr. chee seng loh in Home Financing

asked on 18 Feb 2016

Will banks provide mortgage financing to an old property with less than 60 years in its leasehold title?

0 • 373 views 2 Answers

Mr. Stogpon Fog in Home Financing

asked on 17 Feb 2016

Please could someone help to indicate when the following are paid (Resale HDB) for financial planning? Who are the payments directed to? OTP fee - is this cash direct to seller? OTP deposit - is this cash direct to seller? Deposit - is this...

0 • 513 views 4 Answers

Mr. Kevin Poh in Home Financing

asked on 16 Feb 2016

Hi Gurus, i would like to hear your opinion on whether or not I should clear my outstanding home loan before upgrading this year... Thanks, KP

0 • 563 views 7 Answers

Mr. Andy ng in Home Financing

asked on 15 Feb 2016

Currently, i am a guarantor for my mother who is 86 years. I understand that come 2017, most bank do not accept me as a guarantor for my mother. what should i do if i need to do refinancing. Pls advise.

0 • 340 views 1 Answer

Anonymous in Home Financing

asked on 15 Feb 2016

I am a Singaporean and my wife is a foreigner. As we are under the non citizen scheme, she has to be put as the occupier when apply for a resale flat and hence her income cannot be used to apply for the HDB loan. Under just my salary, we cannot...

0 • 598 views 2 Answers

Anonymous in Home Financing

asked on 14 Feb 2016

Buying first hm ( private). My wife, kids, and I stay with my parents. Am not moving out. But was thinking of buying a apt for rental income, investment. Monthly income: 13k+, my wife works part time 2k My cpf: ord ac 400+k (excl those tht...

0 • 799 views 8 Answers

Anonymous in Home Financing

asked on 13 Feb 2016

Hi, If my hdb if fully paid up, can I use the balance of my CPF-OA and/or SA to pay for a private property?

0 • 594 views 3 Answers

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