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For hdb temporary home loan scheme,
1) do I need to have a secured buyer for my existing flat?
2) what is the interest rate of this temporary loan?
3) with the loan, then I can collect key to my new flat. But I can't renovate the new flat till hdb rectify the flaws that I discover in the flat. Usually how long hdb takes to rectify them?
4) According to hdb policy, the date of handover can be 3 months later. But if my new flat is not ready then how?
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6 Answers

Morning Lynn,

If you are referring to Temporary Loan scheme, yes to be eligible you need to have secured a buyer for the existing flat. This interest rate is recalculated every month and typically higher than the hdb concessionary rate of 2.6%. For defects check, it is difficult to determine. For similar cases, typically I will request for an extension of stay for the sellers so to ensure a smooth transition.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Top 600 Achievers in Year 2017 (Top 10%)
ERA Top 300 Achievers in 3rd Quarter 2017 (Top 5%)
SMU BBM (Finance), Magna Cum Laude
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*** ✅✅ 欢迎来电 / WhatsApp 诗强 :+65 9856-9255 
*** “我能帮助您,只要您愿意私信我” Read More
1
WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.

----------------------------888--------------------------------888--------------------------->>>

(1) "If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) ✅✅ You can READ my REVIEWS here: Able Toh ✅✅

✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: @ +65 9 8 5 6 9 2 5 5

***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!

*** ✔✔Connect Singapore Line (ABLE TOH): ✔✔(65) 9856*9255

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NEW Launches Condominium in SINGAPORE :CALL/ WHATSAPP me FOR BEST CHEAPEST, LOWEST PRICE Straight From Developer Sales Team !!!
---------//-------------//--------------------
✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜:
租房 / 买房 / 卖房 / 投资,我都可以帮忙!

*** WhatsApp:诗强 /ABLE Toh(+65 9856-9255  )
*** https://wa.me/6598569255
(本平台无法直接联系,请通过 WhatsApp)

(2) ✅✅ 你可以在这里查看我的客户评价:诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

(3) ✅✅ 私人住宅买家专享:
提供二手及全新私人住宅资源,买家零佣金
(多数卖方经纪愿意与买方经纪分佣)

*** ✅✅ 联系电话 (诗强 ):+65 9856-9255 

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*** ✅✅ 欢迎来电 / WhatsApp 诗强 :+65 9856-9255 
*** “我能帮助您,只要您愿意私信我” Read More
1
WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.

----------------------------888--------------------------------888--------------------------->>>

(1) "If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) ✅✅ You can READ my REVIEWS here: Able Toh ✅✅

✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: @ +65 9 8 5 6 9 2 5 5

***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!

*** ✔✔Connect Singapore Line (ABLE TOH): ✔✔(65) 9856*9255

FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!

NEW Launches Condominium in SINGAPORE :CALL/ WHATSAPP me FOR BEST CHEAPEST, LOWEST PRICE Straight From Developer Sales Team !!!
---------//-------------//--------------------
✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜:
租房 / 买房 / 卖房 / 投资,我都可以帮忙!

*** WhatsApp:诗强 /ABLE Toh(+65 9856-9255  )
*** https://wa.me/6598569255
(本平台无法直接联系,请通过 WhatsApp)

(2) ✅✅ 你可以在这里查看我的客户评价:诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

(3) ✅✅ 私人住宅买家专享:
提供二手及全新私人住宅资源,买家零佣金
(多数卖方经纪愿意与买方经纪分佣)

*** ✅✅ 联系电话 (诗强 ):+65 9856-9255 

(4) ✅✅✅ 新加坡全新公寓项目-发展商直销团队|最低价保证|无中介费:
✅✅ 提供最新资讯 / 电子宣传册 / 户型图 / 价目表

*** ✅✅ 欢迎来电 / WhatsApp 诗强 :+65 9856-9255 
*** “我能帮助您,只要您愿意私信我” Read More
1
WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.

----------------------------888--------------------------------888--------------------------->>>

(1) "If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) ✅✅ You can READ my REVIEWS here: Able Toh ✅✅

✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: @ +65 9 8 5 6 9 2 5 5

***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!

*** ✔✔Connect Singapore Line (ABLE TOH): ✔✔(65) 9856*9255

FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!

NEW Launches Condominium in SINGAPORE :CALL/ WHATSAPP me FOR BEST CHEAPEST, LOWEST PRICE Straight From Developer Sales Team !!!
---------//-------------//--------------------
✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜:
租房 / 买房 / 卖房 / 投资,我都可以帮忙!

*** WhatsApp:诗强 /ABLE Toh(+65 9856-9255  )
*** https://wa.me/6598569255
(本平台无法直接联系,请通过 WhatsApp)

(2) ✅✅ 你可以在这里查看我的客户评价:诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

(3) ✅✅ 私人住宅买家专享:
提供二手及全新私人住宅资源,买家零佣金
(多数卖方经纪愿意与买方经纪分佣)

*** ✅✅ 联系电话 (诗强 ):+65 9856-9255 

(4) ✅✅✅ 新加坡全新公寓项目-发展商直销团队|最低价保证|无中介费:
✅✅ 提供最新资讯 / 电子宣传册 / 户型图 / 价目表

*** ✅✅ 欢迎来电 / WhatsApp 诗强 :+65 9856-9255 
*** “我能帮助您,只要您愿意私信我” Read More
1
WhatsApp me at >>9856 9255 or through this link.:https://wa.me/6598569255.

----------------------------888--------------------------------888--------------------------->>>

(1) "If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ✔✔ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) ✅✅ You can READ my REVIEWS here: Able Toh ✅✅

✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: @ +65 9 8 5 6 9 2 5 5

***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!

*** ✔✔Connect Singapore Line (ABLE TOH): ✔✔(65) 9856*9255

FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!

NEW Launches Condominium in SINGAPORE :CALL/ WHATSAPP me FOR BEST CHEAPEST, LOWEST PRICE Straight From Developer Sales Team !!!
---------//-------------//--------------------
✅✅ (CHINESE VERSION : 简体中文版本)
(1) 如需协助任何房产相关事宜:
租房 / 买房 / 卖房 / 投资,我都可以帮忙!

*** WhatsApp:诗强 /ABLE Toh(+65 9856-9255  )
*** https://wa.me/6598569255
(本平台无法直接联系,请通过 WhatsApp)

(2) ✅✅ 你可以在这里查看我的客户评价:诗强 /ABLE Toh
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

(3) ✅✅ 私人住宅买家专享:
提供二手及全新私人住宅资源,买家零佣金
(多数卖方经纪愿意与买方经纪分佣)

*** ✅✅ 联系电话 (诗强 ):+65 9856-9255 

(4) ✅✅✅ 新加坡全新公寓项目-发展商直销团队|最低价保证|无中介费:
✅✅ 提供最新资讯 / 电子宣传册 / 户型图 / 价目表

*** ✅✅ 欢迎来电 / WhatsApp 诗强 :+65 9856-9255 
*** “我能帮助您,只要您愿意私信我” Read More
1

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