Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

dave in Home Financing

asked on 7 Sept 2011

If I book a condo and later bank loan not approve, will the deposit confiscated? Can I secure a banks loan before confirm purchasing condo? My HDB is fully paid, what percentage can use by CPF?

0 • 1092 views 7 Answers

Tag in Home Financing

asked on 7 Sept 2011

I have bad credit record b have fully paid up all outstanding loans. I'm now liability free, but will the past bad credit record affect my mortgage loan application?

0 • 540 views 1 Answer

CY in Home Financing

asked on 6 Sept 2011

Hi, Is it true that if one were to upgrade from HDB to private property, banks were unable to provide bridging loan? I have spoke to SCB and they advised that they are unable to provide any bridging loan if its from HDB to private, as this is a...

0 • 1178 views 7 Answers

hedges park in Home Financing

asked on 6 Sept 2011

What would you like to ask?I would like to know more detail regarding the loan scheme of the property and the same time my advise is that I do have hold half amount of the property what next? according to my knowledge the bank will not loan me

0 • 341 views 2 Answers

andrewwong in Home Financing

asked on 5 Sept 2011

i own a hdb for the past 3 years, and would like to pay off my remaining loan, so that i can buy a condo with 80% financing. Do i need to hire a lawyer when paying off the loan? or is just giving the bank a notice sufficient?

0 • 384 views 1 Answer

MT in Home Financing

asked on 5 Sept 2011

Hi Gurus, kindly advice, my hdb loan is left with $73K+ and my cpf OA now is $10K, mthly mortgage is $360 with 22yrs 7 mths remaining and on average my CPF contribution to OA is almost doubled the mortgage amount as I am earning on average of...

0 • 1454 views 5 Answers

Crlay in Home Financing

asked on 4 Sept 2011

Hi I am a single 26years old singapore PR.I am planning to buy a private apartment or condominium in Singapore. This will be my first property in singapore. I have one semi-d in malaysia. What is the minimum down payment for private apartment or...

0 • 1001 views 5 Answers

Chan in Home Financing

asked on 2 Sept 2011

I'm interested to invest on private condo in SGP. I'm currently posted to overseas (2011 to 2013) but continue to contribute CPF. My monthly salary is 8K SGD. I'm 39 yrs old and my wife is 35 but no income since last year. Before, her monthly...

0 • 597 views 1 Answer

Ril in Home Financing

asked on 2 Sept 2011

I'm interested in a unit in Park Green (EC). I'm currently staying in a 5RM Punggol flat and thinking of selling it in order to finance the purchase of the unit. I took a 15yrs HDB loan, and left with about 9.5yrs. What would your advice be, dear...

0 • 853 views 1 Answer

Gee in Home Financing

asked on 1 Sept 2011

What is the difference in interest rate between HDB Housing Loan and Bank Loan when buying HDB/DBSS?

0 • 303 views

cy in Home Financing

asked on 31 Aug 2011

Hi, which banks in Singapore offers the best bridging loan? Can one arrange for 2 banks to provide the bridging loan? Besides purchase price of new property and sales prices of existing property and existing loan, what other criteria does the...

0 • 1320 views 6 Answers

Condo Financing in Home Financing

asked on 31 Aug 2011

Hi gurus, I will buy a condo in my wife's name. But is it possible for me and her to take bank loan and service it. Also, if i were to be declared bankrupt in 2-3 years time, how will this impact the financing portion? Remember, i dont...

0 • 802 views

Bb in Home Financing

asked on 29 Aug 2011

How much cash need to prepare to buy a.hdb unit?

0 • 600 views

mobikom in Home Financing

asked on 29 Aug 2011

I recently cleared all my debts (loans and credit card). If i am able to afford the 20% downpayment, would it be difficult to get a bank loan (for hdb or Condo) if i have bad credit report. What about EC with deferred payment?

0 • 1043 views 6 Answers

Confused in Home Financing

asked on 29 Aug 2011

I just paid all my loans & credit cards for the bank. I have bad credit report. Am i still available for bank loans for hdb/condo. What about EC with deffered payment. Assuming i can afford the 20% down for both scenarion. I have 0 liability now.

0 • 935 views 6 Answers

Elvin in Home Financing

asked on 28 Aug 2011

Hi, I would like to enquiry on the home loan in singapore. If i'm working in Malaysia, can I apply the home loan from Singapore bank if I would like purchase a private property in Singapore? If yes, what is the max. home loan (%) that normally a...

0 • 536 views 1 Answer

Toy in Home Financing

asked on 27 Aug 2011

Now I have a Hdb loan of 100k for my 5rm flat. The interest is 3.28%. I am 56 this year and I have not much left in CPF account.I thought of switching my loan to bank loan whereby the interest is lower.So what is the pros and cons by doing that?...

0 • 974 views 5 Answers

Tan Zing in Home Financing

asked on 26 Aug 2011

Hi Guru, My daughter intends to buy an HDB flat as a single owner as she has reached the age of 35 yrs old. She has only about $100k to finance including the stamp duites, COV etc. She will take up an 80% loan.She definitely wants in an area...

0 • 678 views 2 Answers

zack & ashley in Home Financing

asked on 25 Aug 2011

Hi gurus, Is it possible to purchase a condo with: 1. can only allocate $30K for 5% 2. Combined cpf savings of only $40K since we both started work late 3. We earn combine income of $8K ++ Pls help. Thank you.

0 • 497 views

Vic in Home Financing

asked on 23 Aug 2011

I would like to know how to determine what is the maximum price for pte property that we can afford comfortably. Combined household income about $13K with 2 kids. Currently own HDB 5-rm in North east area, loan almost paid up. Estimated selling...

0 • 513 views 1 Answer

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