Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Janey in Home Financing

asked on 2 Oct 2011

My monthly instalment is 3k, my CPF monthly contribution to OA only 1k, is that means i need to top up my CPF with 2k monthly or i need to pay 2k to bank seperately?

0 • 952 views 6 Answers

Jacqueline in Home Financing

asked on 2 Oct 2011

Hi, My budget is 750k, may i know how much money i need to prepare? (legal fees/Stamp duty/downpayment) assuming that i do not have CPF.

0 • 813 views 2 Answers

Blue snoopy in Home Financing

asked on 2 Oct 2011

I am SPR married to US citizen mainly residing overseas. I have a 5A amk HBB already MOP. Thinking of selling flat and upgrade to condo and possibly rent out condo when we are gone longer. I am not working and spent most time abroad with hubby...

0 • 766 views 2 Answers

Ms LIM in Home Financing

asked on 27 Sept 2011

I plan to buy a re-sale HUDC. I do not own any property. I do not plan to take any loan but plan to use CPF to fund the purchase. So if Purchase price of this resale HUDC say 900K and Valuation = 860k. How much must be funded by cash , how much...

0 • 891 views

Ben10 in Home Financing

asked on 26 Sept 2011

I wanted to upgrade to a resale EC, but I don't have the 5% cash. But I do have a 5rm flat to sell. So I want to use the sale proceed to help finance the 5%. Is this possible? Should I sell my house first? Or both buying and selling be done at the...

0 • 853 views 1 Answer

Shah in Home Financing

asked on 26 Sept 2011

0 • 555 views 1 Answer

Sidharth in Home Financing

asked on 26 Sept 2011

Is there any finace available which can loan me 200k. My annual income is 100k & i have one HDB which I want to rent & buy a condo. I have completed MOP for HDB. Many thanks for your advise Thanks Sidharth

0 • 1067 views 9 Answers

Anonymous in Home Financing

asked on 26 Sept 2011

We both are just become PR, and wish get a own house. For the 1st time buy a house isist is need 20% of the valuation house value? How about the COV must paid in cash? Example a house is $300k + cov $50k mean how much to pay? 1) $300k x 20% =...

0 • 543 views 1 Answer

Do in Home Financing

asked on 26 Sept 2011

I would like to ask gurus the following question: I am holding singapore PR but did not work in Singapore last year. I will be coming back to work in Singapore next month with salary being $5,500/month and want to buy a condo. My question is:...

0 • 646 views

Mr Lee in Home Financing

asked on 24 Sept 2011

Hi, may I know: 1. If I buy a RESALE flat with HDB concession loan, can i pay the full 10% downpayment with CPF? 2. Assuming i pay a bank loan, when do i need to pay the 5% downpayment cash?(1st appointment or 2nd?) 3. When do I pay COV?(1st...

0 • 1502 views 10 Answers

Collin in Home Financing

asked on 24 Sept 2011

Whats the latest ruling on buying condo using CPF ?can provide me with a short example please?thanks

0 • 1007 views 5 Answers

Anonymous in Home Financing

asked on 20 Sept 2011

I'm looking for a house with a budget of up to $2mil for own stay. I'm 55 years of age and wish to leverage on financing for it as well as for investment in other properties. I earn about $50k a month in total, but only $10k is taxable as the rest...

0 • 823 views

Soopanda in Home Financing

asked on 20 Sept 2011

Hi Gurus Could you provide me a best proposal with my financial situation ? I would like to start buying small condominium. Salary : SGD 90,000/annum Saving : SGD 60,000 Age : 32 Pass : EP Marriage : Single

0 • 908 views 7 Answers

Munirah in Home Financing

asked on 19 Sept 2011

My family is currently staying in a 3 room HDB fully paid. We are interested in purchasing an EC which will only be ready by end Dec 2014. Appreciate your advice on how we can finance the 20% w/o having to sell our HDB until we are ready to move...

0 • 440 views 1 Answer

Alkaff in Home Financing

asked on 19 Sept 2011

0 • 418 views 1 Answer

Just looking in Home Financing

asked on 18 Sept 2011

What is the stamp duty fee and legal fee for landed property? Also advise if there are any other closing-related costs. Thanks

0 • 1032 views 5 Answers

Mark in Home Financing

asked on 16 Sept 2011

I want to buy condo with my friends and we all are PR and singles.Can we use our CPF for 15% downpayment?

0 • 1157 views 11 Answers

huangershao in Home Financing

asked on 13 Sept 2011

I had a fully paid 4room flat.. wish to buy a condo for investment but not enough cash, can i actually mortage my 4room unit to buy the condo under the new HDB rule?

0 • 1032 views 6 Answers

Cknovena in Home Financing

asked on 11 Sept 2011

I have a condo in Novena area and have taken a 70% loan on it. can I remortgage the house to bring up the loan to 80% i.e, to borrow another 100k for downpayment for another propertY?

0 • 533 views

Applecider in Home Financing

asked on 11 Sept 2011

I have recently pay 1% deposit for recent launch EC but only come to know one bank approve 70% only. please advise if it helps for me to seek other bank help? has anyone tried to appeal before or go for interview with bank to get 80% loan...

0 • 581 views 1 Answer

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