Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Anonymous in Home Financing

asked on 26 Sept 2011

We both are just become PR, and wish get a own house. For the 1st time buy a house isist is need 20% of the valuation house value? How about the COV must paid in cash? Example a house is $300k + cov $50k mean how much to pay? 1) $300k x 20% =...

0 • 541 views 1 Answer

Do in Home Financing

asked on 26 Sept 2011

I would like to ask gurus the following question: I am holding singapore PR but did not work in Singapore last year. I will be coming back to work in Singapore next month with salary being $5,500/month and want to buy a condo. My question is:...

0 • 644 views

Mr Lee in Home Financing

asked on 24 Sept 2011

Hi, may I know: 1. If I buy a RESALE flat with HDB concession loan, can i pay the full 10% downpayment with CPF? 2. Assuming i pay a bank loan, when do i need to pay the 5% downpayment cash?(1st appointment or 2nd?) 3. When do I pay COV?(1st...

0 • 1496 views 10 Answers

Collin in Home Financing

asked on 24 Sept 2011

Whats the latest ruling on buying condo using CPF ?can provide me with a short example please?thanks

0 • 1001 views 5 Answers

Anonymous in Home Financing

asked on 20 Sept 2011

I'm looking for a house with a budget of up to $2mil for own stay. I'm 55 years of age and wish to leverage on financing for it as well as for investment in other properties. I earn about $50k a month in total, but only $10k is taxable as the rest...

0 • 820 views

Soopanda in Home Financing

asked on 20 Sept 2011

Hi Gurus Could you provide me a best proposal with my financial situation ? I would like to start buying small condominium. Salary : SGD 90,000/annum Saving : SGD 60,000 Age : 32 Pass : EP Marriage : Single

0 • 906 views 7 Answers

Munirah in Home Financing

asked on 19 Sept 2011

My family is currently staying in a 3 room HDB fully paid. We are interested in purchasing an EC which will only be ready by end Dec 2014. Appreciate your advice on how we can finance the 20% w/o having to sell our HDB until we are ready to move...

0 • 435 views 1 Answer

Alkaff in Home Financing

asked on 19 Sept 2011

0 • 417 views 1 Answer

Just looking in Home Financing

asked on 18 Sept 2011

What is the stamp duty fee and legal fee for landed property? Also advise if there are any other closing-related costs. Thanks

0 • 1021 views 5 Answers

Mark in Home Financing

asked on 16 Sept 2011

I want to buy condo with my friends and we all are PR and singles.Can we use our CPF for 15% downpayment?

0 • 1154 views 6 Answers

huangershao in Home Financing

asked on 13 Sept 2011

I had a fully paid 4room flat.. wish to buy a condo for investment but not enough cash, can i actually mortage my 4room unit to buy the condo under the new HDB rule?

0 • 1028 views 6 Answers

Cknovena in Home Financing

asked on 11 Sept 2011

I have a condo in Novena area and have taken a 70% loan on it. can I remortgage the house to bring up the loan to 80% i.e, to borrow another 100k for downpayment for another propertY?

0 • 531 views

Applecider in Home Financing

asked on 11 Sept 2011

I have recently pay 1% deposit for recent launch EC but only come to know one bank approve 70% only. please advise if it helps for me to seek other bank help? has anyone tried to appeal before or go for interview with bank to get 80% loan...

0 • 570 views 1 Answer

Applecider in Home Financing

asked on 11 Sept 2011

I have recently pay 1% deposit to secure a recent launch EC. However we come to know that one of the bank approved 70% loan only due to my fiancee are self-employed for 8 month only. So they can only evaluate based on my salary of $5100. we have...

0 • 715 views

Anguish in Home Financing

asked on 10 Sept 2011

I'm interested in upgrading to a condo which will take few years to build, but i have insufficient fund in my cpf. How? Can't sell my flat now.

0 • 562 views 1 Answer

Sadist in Home Financing

asked on 10 Sept 2011

Thinking of buying a new condo which will take a few years to build, but our OA account is short of $70k for the 15% down payment. How?

0 • 434 views 1 Answer

Tomato in Home Financing

asked on 10 Sept 2011

I have recently placed in a 1% deposit for a unit after receiving a in principle approval. But 2 days later my banker call to inform me that my loan has been rejected due to my wife bad debts. Wat can we do now?

0 • 533 views

wanna in Home Financing

asked on 10 Sept 2011

Can Singaporean and spass holder wife apply for HDB loan? Can the couple apply for new flat?EC? (combine income=SS$7500 per month)

0 • 748 views

Mohd Taufik in Home Financing

asked on 10 Sept 2011

What's the annual property tax amount for a 870k condo? How much does a 1485 sqft maintenance fee cost?

0 • 3652 views 8 Answers

Andrew in Home Financing

asked on 8 Sept 2011

Dear Guru, I am looking to buy a $850k private unit for which the expected TOP is in 1 year's time. I currently hold a HDB flat in central west value at $400k. I still have an outstanding HDB loan of $68k. I am able to fork out the 5% deposit...

0 • 665 views 2 Answers

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