Property & Real Estate Discussions on Home Financing

3212 Results Found in Home Financing

christine kam in Home Financing

asked on 13 Jan 2011

hi, i got my hle n booked a flat... weeks after tat my gf n i both change our job...n now hdb asking for for employment letter n credit bureau letter to confirm our the loan the can offer... i got a default payment n i alreay settled it long ago...

0 • 656 views 1 Answer

Chin Li-vyrn in Home Financing

asked on 13 Jan 2011

I am a Singaporean PR. I understand that the maximum bank loan available to me is 80% of the property value, however if there is an existing mortgage then the maximum is only 70%. Does this ruling apply to an existing mortgage in Singapore only,...

0 • 2543 views

Gaurav Agrawal in Home Financing

asked on 12 Jan 2011

I have booked a flat in Jan-10 in noida. I have paid them 10% booking advance in three go. Now my loan is approved and the bank are ready to disburse the amount but due to non submission of a document from builder to bank, bank is not ready to...

0 • 670 views

J in Home Financing

asked on 10 Jan 2011

Hi guru, I am SPR and my future wife is a Singapore citizen. Our combined salary is between 8k and 10k and will soon exceed 10k. We are both first time buyer and want to apply for HDB grant. My understanding is that we can only get such grant if...

0 • 798 views 1 Answer

Ricky Kwok in Home Financing

asked on 9 Jan 2011

Hi Property Guru, Me and my two sibling are Singapore PR, and we are planning to buy a resale HDB flat. We are all single and below 30years old. For the financing, we are intending to use CPF for the payment for down payment. So, my question...

0 • 804 views 1 Answer

j y in Home Financing

asked on 9 Jan 2011

Hi, what are my options to purchase a flat where i cant get the 5% cash and the COV. i have no problem financing monthly loans, just do not have the one time bulk of cash.

0 • 584 views

Poohcsl chew in Home Financing

asked on 6 Jan 2011

I have an existing 5room HDB that is still under financing until 2016. We intend to purchase a 2nd house. How much financing can we get?

0 • 973 views 1 Answer

Cindy Ho in Home Financing

asked on 5 Jan 2011

I am looking for a 4 room resales flat at Bukit Panjang area but I do have buget. May I know what is the price now and how much cash do I need to pay?

0 • 1649 views 1 Answer

Freddy Yap in Home Financing

asked on 4 Jan 2011

I am relocating to Singapore from Shanghai. I don't have enough money for the 20% down payment. However,I have the ability to service a monthly mortage of SGD5 to 7 k per month. What are my options and what property value should I be looking at?...

0 • 962 views 1 Answer

KK in Home Financing

asked on 31 Dec 2010

Hi Guru I have recently brought a freehold apt for investment. having a hard decision. The problem is: 1) Bank A able to provide 45 years installments for freehold property. The legal fee covered by the bank is capped at $2500 as my...

0 • 724 views

Tan tanlianchoo in Home Financing

asked on 31 Dec 2010

Does anyone know how to calculate Bank loan - monthly rest.

0 • 1028 views

Norhayati Hamid in Home Financing

asked on 29 Dec 2010

I have applied for BTO flat and have indicated that we do not intend to get any loan for the new flat (as we intend to make full settlement of the new flat using our current CPF and sale proceeds from our current flat). IF however, during the...

0 • 1141 views 2 Answers

Sabrina in Home Financing

asked on 27 Dec 2010

Hi, i used to have bad credit rating and i have cleared and paid all those outstanding loans and credit cards payment recently. Is it possible for me to obtain a home loan from any bank now or in the next 6mths?

0 • 817 views 2 Answers

Don in Home Financing

asked on 27 Dec 2010

I am a divorcee. I used my first HDB concessionary loan on a flat and have since sold it after getting a divorce. Now I am looking for a HDB resale flat with my fiancée who has not bought any properties. Our combine income is less than 8k....

0 • 2335 views

Anzley Hasnul in Home Financing

asked on 26 Dec 2010

Hi guru's... would like to know... If i want to sell away my flat at yishun Blk 772 4S newly simple Renovated With bath tub and 3 points hot tap on june 2010, Can i manage to sell at $370K? I only left $30k HDB Loan 1st time buyer and 2nd owner to...

0 • 892 views 1 Answer

Jeff in Home Financing

asked on 24 Dec 2010

Hi, me and my wife are SPR and plan to buy our very first house in sg. We would like to know the current cash downpayment in % for condo & HDB flat? Thanks

0 • 925 views 1 Answer

hollyanne in Home Financing

asked on 24 Dec 2010

Hello I have an existing HDB resale EA flat (in mature estate) with an outstanding loan with the bank, financing it via CPF. At the same time, I have a private condo which is going to TOP soon. I am wondering if I should : 1 - Rent out the...

0 • 1487 views

jo in Home Financing

asked on 23 Dec 2010

Hi, My uncle, 60yrs old, retired & alone, working part-time to pass time, earning abt $1K/mth enough to cover daily expenses. He's the sole owner of a 5-rm hdb flat, fully paid. Now he wishes to buy a small private condo (abt 500k) for...

0 • 958 views

Johnny in Home Financing

asked on 23 Dec 2010

Dear All, I had purchase a unit at Bukit Merah Area. And both me n my wife are at our late thirties and we have two kids. We dont do investment as we are low risk taker. I have a question. If we can pay off the home without having to take loan....

0 • 628 views

Guo You Hew in Home Financing

asked on 19 Dec 2010

I am confused about the reimbursement of Stamp duty. For example, if my stamp duty is $10000, and i pay in cash. The remaining 15% of the downpayment is $100k. If our CPF accounts have a total of $102k, will I get the reimbursement of $2k for...

0 • 6395 views 1 Answer

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