Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

HE_ONE in Home Financing

asked on 24 Oct 2011

Dear guru, I am currently an owner of a private condo and I am a single borrower of the mortgage of the condo. Based on the current property buying rules, I will need to cough up 40% of cash (assume I have no CPF fund available) of...

0 • 888 views 2 Answers

sa9988 in Home Financing

asked on 22 Oct 2011

Hi, for private condo (completed proj), after offering 1 percent otp, 2 weeks later buyer supposed to exercise the option with an approved bank loan. Wat if it takes slightly longer than 2 weeks to get bank loan approval? What if buyer is late by...

0 • 785 views

SA9988 in Home Financing

asked on 21 Oct 2011

Hi, Is there such a thing as valuation for condo? If i agree with a selling price, and then apply for bank loan, what if the bank tells me they cannot loan me so much because the value of this condo is lesser than what i offered, so they cannot...

0 • 1250 views 7 Answers

SA9988 in Home Financing

asked on 20 Oct 2011

Hi, for private properties, is the OTP period also 14 days? Is it legal if agent informs me that we can enter into a written agreement with seller to have a much longer OTP period?

0 • 1142 views 5 Answers

Prakash in Home Financing

asked on 18 Oct 2011

Is cess tax applicable on residential property in Mira road Thane. what is the % of agreement value. My agreement value is 31,72,500. Builder is asking for 6% stamp duty, 1 % registration & 1% CESS.PLease advice

0 • 656 views 1 Answer

Jaslyn in Home Financing

asked on 16 Oct 2011

My husband and I are considering to purchase a condo for investment. We currently have a HDB flat. I would like to find out the following: 1. How is the payment schedule like for condo bought at launch? 2. How much am I able to borrow from...

0 • 1230 views 5 Answers

HexHex in Home Financing

asked on 9 Oct 2011

My wife and I are Singaporeans working overseas. We would like to purchase a condo and take a loan with the banks. Can I check if I will be eligible to take a bank loan at the current interest rates or will I be subjected to higher interest rates?

0 • 4030 views 6 Answers

Cocoa Trees in Home Financing

asked on 6 Oct 2011

If I sell my HDB first before I buy a private property, how much cash do I need to bridge this financ gap given that I will only receive $5k compared with the 5% I need to pay. Apart from the 5%, any other payment that I need to come up first, eg...

0 • 1267 views 7 Answers

Mr Lee in Home Financing

asked on 5 Oct 2011

Hi I would like to know, right now if I want to buy a private property (either condo or maybe terrace), what is the % of cash i need to pay out of the 20% downpayment?How many % of the downpaymewnt can i use CPF?

0 • 644 views 1 Answer

hdb in Home Financing

asked on 5 Oct 2011

Could u pls provide me the loan package from different banks for HDB purchase?

0 • 407 views

Joeriz in Home Financing

asked on 5 Oct 2011

How much can you borrow from bridge/short term loans? Is it 20% of purchase price? Covers COV, cash, and cpf? Just sold my flat so all money to buy new one will come from proceeds. Thanks.

0 • 683 views

638 in Home Financing

asked on 4 Oct 2011

A friend and i purchased a private property under construction. Now i want to sell him my share. How do I go about getting financing for this?

0 • 510 views

Paul in Home Financing

asked on 3 Oct 2011

Hi Gurus! I'm interested in switching from a 4-rm HDB flat to a 3-rm DBSS unit (TOP-2015). However I have a big issue with the 20% (80K) downpayment. Currently I'm still financing my 4-rm flat, so that isn't much funds in my CPF OA. I'm planning...

0 • 611 views 1 Answer

Janey in Home Financing

asked on 2 Oct 2011

My monthly instalment is 3k, my CPF monthly contribution to OA only 1k, is that means i need to top up my CPF with 2k monthly or i need to pay 2k to bank seperately?

0 • 949 views 6 Answers

Jacqueline in Home Financing

asked on 2 Oct 2011

Hi, My budget is 750k, may i know how much money i need to prepare? (legal fees/Stamp duty/downpayment) assuming that i do not have CPF.

0 • 807 views 2 Answers

Blue snoopy in Home Financing

asked on 2 Oct 2011

I am SPR married to US citizen mainly residing overseas. I have a 5A amk HBB already MOP. Thinking of selling flat and upgrade to condo and possibly rent out condo when we are gone longer. I am not working and spent most time abroad with hubby...

0 • 765 views 2 Answers

Ms LIM in Home Financing

asked on 27 Sept 2011

I plan to buy a re-sale HUDC. I do not own any property. I do not plan to take any loan but plan to use CPF to fund the purchase. So if Purchase price of this resale HUDC say 900K and Valuation = 860k. How much must be funded by cash , how much...

0 • 887 views

Ben10 in Home Financing

asked on 26 Sept 2011

I wanted to upgrade to a resale EC, but I don't have the 5% cash. But I do have a 5rm flat to sell. So I want to use the sale proceed to help finance the 5%. Is this possible? Should I sell my house first? Or both buying and selling be done at the...

0 • 852 views 1 Answer

Shah in Home Financing

asked on 26 Sept 2011

0 • 550 views 1 Answer

Sidharth in Home Financing

asked on 26 Sept 2011

Is there any finace available which can loan me 200k. My annual income is 100k & i have one HDB which I want to rent & buy a condo. I have completed MOP for HDB. Many thanks for your advise Thanks Sidharth

0 • 1066 views 9 Answers

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