Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

mobikom in Home Financing

asked on 29 Aug 2011

I recently cleared all my debts (loans and credit card). If i am able to afford the 20% downpayment, would it be difficult to get a bank loan (for hdb or Condo) if i have bad credit report. What about EC with deferred payment?

0 • 1048 views 6 Answers

Confused in Home Financing

asked on 29 Aug 2011

I just paid all my loans & credit cards for the bank. I have bad credit report. Am i still available for bank loans for hdb/condo. What about EC with deffered payment. Assuming i can afford the 20% down for both scenarion. I have 0 liability now.

0 • 938 views 6 Answers

Elvin in Home Financing

asked on 28 Aug 2011

Hi, I would like to enquiry on the home loan in singapore. If i'm working in Malaysia, can I apply the home loan from Singapore bank if I would like purchase a private property in Singapore? If yes, what is the max. home loan (%) that normally a...

0 • 544 views 1 Answer

Toy in Home Financing

asked on 27 Aug 2011

Now I have a Hdb loan of 100k for my 5rm flat. The interest is 3.28%. I am 56 this year and I have not much left in CPF account.I thought of switching my loan to bank loan whereby the interest is lower.So what is the pros and cons by doing that?...

0 • 977 views 5 Answers

Tan Zing in Home Financing

asked on 26 Aug 2011

Hi Guru, My daughter intends to buy an HDB flat as a single owner as she has reached the age of 35 yrs old. She has only about $100k to finance including the stamp duites, COV etc. She will take up an 80% loan.She definitely wants in an area...

0 • 679 views 2 Answers

zack & ashley in Home Financing

asked on 25 Aug 2011

Hi gurus, Is it possible to purchase a condo with: 1. can only allocate $30K for 5% 2. Combined cpf savings of only $40K since we both started work late 3. We earn combine income of $8K ++ Pls help. Thank you.

0 • 499 views

Vic in Home Financing

asked on 23 Aug 2011

I would like to know how to determine what is the maximum price for pte property that we can afford comfortably. Combined household income about $13K with 2 kids. Currently own HDB 5-rm in North east area, loan almost paid up. Estimated selling...

0 • 514 views 1 Answer

jolene in Home Financing

asked on 22 Aug 2011

i need a bank loan for next hdb purchase but could not come out with cash portion for cov what can i do

0 • 397 views 2 Answers

JL in Home Financing

asked on 22 Aug 2011

Hi all, I'm planning to get a resale 3-rm flat which is about 38 years old so the remaining lease is about 61 years...I'm getting a bank loan with a lock-in period of 3 years...my question is after 3 years if I were to re-finance the flat, I must...

0 • 486 views 2 Answers

sarina in Home Financing

asked on 21 Aug 2011

Hi how much maximum bank loan can i get for my gross salary 1100? I dun have any bad debts.i have salary slips and cpf contribution statement but no have income tax declaration. Do bank entertain ? thanks

0 • 1078 views 11 Answers

HT in Home Financing

asked on 21 Aug 2011

Good day Gurus, my father in law is 75yrs old and my mother in law is 65. They need to sell the house due to some financial issues. Question is, if they get a resale flat, I believe they are not eligible for a HDB or a bank loan as their pay is...

0 • 519 views

Steve in Home Financing

asked on 21 Aug 2011

Hi Guru, I intend to sell my 3bdrm 118sqm@ The Quintet and Intend to get a similar 3rm unit at Casa Merah or Optima. I have done my calculation, balance $285k to bank, $244k (incl. of interest) to CPF. Mthly household income $11k with only...

0 • 1169 views 9 Answers

James in Home Financing

asked on 20 Aug 2011

I currently have 2 mortgages(residential) at Malaysia, how much im eligible to loan for private apartment in SG? 60% or 80%? Please do not reply with any message ask me to drop email or contact them or etc. Thanks.

0 • 541 views 2 Answers

Advice needed!! in Home Financing

asked on 20 Aug 2011

dear gurus, need some advice over here.. I have around 30k cash and abt combine cpf of 300k... Is this possible for me to purchase a 3rm flat around serangoon/hougang?? (currently i'm looking for 1) i do need intend to get bank loan due...

0 • 573 views 2 Answers

Arun in Home Financing

asked on 19 Aug 2011

Dear Guru, Is a Singapore PR research student on scholarship with cash in hand entitled to get 80% housing loan from bank ?

0 • 378 views 1 Answer

Investor_d in Home Financing

asked on 19 Aug 2011

Hi, I have about 1mm in cash. Self-employed. I would like purchase a property through a company that I will set up. Would I be able to loan 40% of a 1mm property instead of paying all in cash, considering I have no stable income and the company is...

0 • 684 views 1 Answer

EHO in Home Financing

asked on 18 Aug 2011

If I have cleared all my outstanding housing loan and would like to go for a private condo, am I entitled to up to 80% loan? And is the downpayment still at 20%, 5 % cash and 15% CPF? What is the breakdown?

0 • 728 views 1 Answer

audi in Home Financing

asked on 18 Aug 2011

Hi,I'm a PR here. Would like to know will it be difficult for me to get bank loan ( if i will hv to take 80% loan ) As i dun hv cpf in my income. I'm working freelance and currently my income is 3000 per mth. Pls advice me.

0 • 466 views 1 Answer

Hilton in Home Financing

asked on 16 Aug 2011

Is there anyway i can get 90% housing loan from bank now a days?

0 • 550 views 1 Answer

Hilton in Home Financing

asked on 16 Aug 2011

Is there a way to get 90% loan from bank for purchasing a house now?

0 • 508 views

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