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I just paid all my loans & credit cards for the bank. I have bad credit report. Am i still available for bank loans for hdb/condo. What about EC with deffered payment. Assuming i can afford the 20% down for both scenarion. I have 0 liability now.
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2 Answers

Lyna Song
Replied
Hi Confused;

Assuming you have no other personal loan/liabilities,most likely the bank will be able to grant you max 80% loan(subjected to approval by banks)If you need a personal banker to do an Approval In-principal for you(to roughly gauge how much you can borrow),please feel free to contact me.I have a list of bankers whom i work closely with that will be able to help you in this matter.I also have a few new ECs just launched/launching soon ie RiverParc Residence,Blossom Residence,Arc @ Tampines etc..Thanks

Rgds;
LYna from ERA
 96238442 
lynasong@hotmail.com
www.lynasong.com Read More
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Patrick Kuah
Replied
Dear confused
You are eligible for housing loan but it will be best that you have a banker to get your AIP(approval of principle)
Banker will give you a definite answer. I have a group of bankers with me to help you.
Feel free to call me
Regards
Patrick Kuah
 90016182  Read More
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