AskGuru Q&A Community

Hi

Generally, it would be before you do your viewing. However, there is no hard and fast rule on this. The bankers will likely re-confirm your financial status if the time lapse.

Do you need any referral for the banks. I do see that you may need some help. You may write to gavin.ng@orangetee.com

Regards

Gavin Read More

Good evening,

Since you are eligible to purchase resale HDB unit on first week of Feb 2018, you can start to understand how your requirement will impact the location of the future home. Getting the IPA is one thing, understanding the cash flow aspect is another.

Do feel free to contact me should you require additional assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA

Looking for an experienced agent with knowledge on sales and purchase of residential property in Singapore?
With more than 10 years experience on all S&P cases, along with knowledge related to:

1) Mental Capacity Act
2) Long Lasting Power of Attorney
3) Esate Planning and Distirbution
4) Divorce
5) Bankruptcy
6) Purchase of HDB after Retirement Age

You can be sure that your concern and doubt will be cleared. This would allow you to move forward in one of your life's most rewarding decision with ease of mind. Read More

Hi,
You may start to get the IPA asap. I can also assist to compute the estimated loan quantum before head to bank/hdb. Please drop me an email for me to share.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi,

You should always get IPA to ascertain your loan amount, before you plan for your purchase. I recommend you speak to a banker and get IPA soon.

It's only when you have found your choice unit, then it's time to sign the official LO (Letter of Offer) with the Bank of your choice.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partners in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi,

Although your main concern now is only the IPA, but in fact, buying a home for the next 5 to 10 years, or even more, is a big decision in your life.

It is never too early to plan.

My suggestions are as follow:
(1) Speak to a banker or few bankers to understand your current financial conditions.
(2) Speak to a real estate agent to help you ascertain the property you can get.
(3) I believed since you have stay in Singapore for at least 3 years, you should have something in mind where is your ideal home.
You should starts your viewing sessions now to find your ideal home.

Trust me, searching for a home is never an easy task.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

Note:
Any response to our answer do not reach us until we scroll through each and every queries posted daily.
The best way to get a follow up is to whatsapp or email us directly. Read More

Dear sir/madam,

As long as your income remains at similar level and does not take up additional loans or financial commitments from now until February, the eligible loan amount should be similar unless there is a change of regulations to loan eligibility, therefore it is okay to actually submit your income documents to the banker for IPA.

If you need further assistance or advise, I will be glad to share more with you. I usually conduct a complimentary session of consultation session for my clients where we can plan out more in details to their real estate needs.

Get in touch with me in private for discussion as we are not alerted to any responses posted here.

We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value.

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Thank you for your support in 2016 for the Top Producers Award - https://bit.ly/No1Team

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

My self introductory video on https://youtu.be/6UfrCOCB6Mg

Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

G.A Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! Read More