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Asked by Anonymous 14 Sept 2016

Hi there,

If my husband and i decided to decouple after owning the property for four years. There is no additional stamp duty other than the 3% part purchase.

My question is what if i who became the full owner decide to sell the home the following year? Any Seller Stamp Duty that i have to incur for that 50% i bought from him?

Your advises will be greatly appreciated.

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13 Answers

Previously Asked Questions

Ivan Ng · Answer 1 · 2016-09-14T09:52:57+08:00

Ivan Ng

Replied 14 Sept 2016

Hi,

Yes for the part share of 50% that you bought over, SSD will apply if you sell within 1 year of transfer. If there's an intention to sell from the start, it might actually be better to sell without decoupling to avoid the costs and hassle.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/clientreviews/
(Client's Testimonials) Read More

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YT Tan (陈永达) · Answer 2 · 2016-09-14T10:04:34+08:00

YT Tan (陈永达)

Replied 14 Sept 2016

Good morning owner,

There wont be any ABSD if you are a SC taking over your husband's share.

You will be subject to 16% SSD for the 50% ownership that you took over if you decide to sell within 1 year.

By the way, care to share more about your intention to decouple and to sell off property within 1 year after part share?

Perhaps from more sharing, I will be able to provide more options for you guys to explore.

Hear from you soon!

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YT TAN 陈永达 | ACCA Graduate, RES
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Propnex Realty Pte Ltd
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Rix Jim · Answer 3 · 2016-09-14T10:05:37+08:00

Rix Jim

Replied 14 Sept 2016

Hi there, yes there will be additional SSD on the 50% as the SSD period will restart. As real estate is a mid - long term investment. My suggestion would be to plan out your goals and objective before you commence on any action. In short, the two main objective would be capital appreciation and rental yield. Do drop me a text or email for a more detailed explaination and financial analysis on our current portfolio before you decide on your next course of action.
Cheers
Rix Jim
9687 1379
Rix.jim@hotmail.com
PropNex Read More

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Mike Lim · Answer 4 · 2016-09-14T12:28:54+08:00

Mike Lim

Replied 14 Sept 2016

Afternoon,

If your intention is to decouple and buy over the share of your co-owner, then it would be advisable not to sell the property within the next 4 years as the SSD period will be reset from the date of the transfer.

FYI
Mike Lim
96929209
m52i@yahoo.com
ERA Read More

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Nick Tan · Answer 5 · 2016-09-14T12:37:13+08:00

Dear Mdm,

As many of my colleagues shared, the 50% share will attract the SSD so it does not make any financial sense to sell the property one year after decoupling.

Please feel free to share with me your intentions on such an arrangement so that I can value add towards your decision!

Regards,
Nick Tan
(M) +65 9644 4854
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2015/2016)
“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
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“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
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Mr and Mrs Chan (Sold and Bought a property through Nick) Read More

Robbie Chen Chee Howe · Answer 6 · 2016-09-14T17:24:11+08:00

Robbie Chen Chee Howe

Replied 14 Sept 2016

Hi,

If you have intentions to sell off the property next year, it does not make sense for you to decouple it this year.

Why would you want to incur 3% stamp duty for the transfer this year, and then 16% next year for the SSD?

You need to have a clear idea what are your objectives, before committing to any sale or purchase. Do not throw away good money by making the wrong choice.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305 . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
9748 6305
PropNex Realty Read More

1

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Joanne Chia 谢诗琳 · Answer 7 · 2016-09-14T23:38:03+08:00

Joanne Chia 谢诗琳

Replied 14 Sept 2016

Yes madam , SSD payable on the part share that was bought over during de-coupling .

Alternatively you may consider selling off your property .

You and your husband may each buy a property at a appropriate time .

Kindly contact me for a no-obligations chat for your property needs , my charges are 1% commission for exclusive selling rights to your property , or 2% for open listing .

Thank you .

Joanne chia
Chia_joanne@yahoo.com.sg
Hp 8333 337 Read More

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CK Ang · Answer 8 · 2016-09-15T07:58:32+08:00

CK Ang

Replied 15 Sept 2016

Hi,
To avoid the SSD, have only sell off after 4 years.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
9046 3808
res.ckang@gmail.com Read More

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Able S.K Toh · Answer 9 · 2026-02-14T23:25:56+08:00

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--------------- 结束 / The END ------------------ Read More

Able S.K Toh · Answer 10 · 2026-02-14T23:25:59+08:00

WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.

-----------------------99Years------------------------999Years---------------------->>>

IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.

WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link:

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Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.

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For PRIVATE HOME BUYERS

✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge

✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents

DEVELOPER SALES TEAM

✔✔ BEST PRICES ✔✔ NO AGENT FEES

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For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.

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✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com

---///------
CHINESE VERSION // 中文版本

如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。

✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255
WhatsApp：https://wa.me/6598569255

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新推出私人公寓资料、电子手册、户型图及价格表，
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--------------- 结束 / The END ------------------ Read More

Able S.K Toh · Answer 11 · 2026-02-14T23:26:04+08:00

WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.

-----------------------99Years------------------------999Years---------------------->>>

IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.

WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link:

https://wa.me/6598569255

Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.

✔✔✔You can READ my REVIEWS here:Able S K Toh

https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

For PRIVATE HOME BUYERS

✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge

✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents

DEVELOPER SALES TEAM

✔✔ BEST PRICES ✔✔ NO AGENT FEES

✔✔ LOWEST PRICE GUARANTEED

For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.

✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255 , Property Agent (Director )

✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com

---///------
CHINESE VERSION // 中文版本

如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。

✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255
WhatsApp：https://wa.me/6598569255

✔✔✔查看我的客户评价：
Able S K Toh,房地产经纪（董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费

发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价

新推出私人公寓资料、电子手册、户型图及价格表，
欢迎随时联系。

✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255
✔✔ 电子邮箱：Able.selling@gmail.com

--------------- 结束 / The END ------------------ Read More

Able S.K Toh · Answer 12 · 2026-02-14T23:26:07+08:00

WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.

-----------------------99Years------------------------999Years---------------------->>>

IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.

WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link:

https://wa.me/6598569255

Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.

✔✔✔You can READ my REVIEWS here:Able S K Toh

https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

For PRIVATE HOME BUYERS

✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge

✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents

DEVELOPER SALES TEAM

✔✔ BEST PRICES ✔✔ NO AGENT FEES

✔✔ LOWEST PRICE GUARANTEED

For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.

✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255 , Property Agent (Director )

✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com

---///------
CHINESE VERSION // 中文版本

如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。

✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255
WhatsApp：https://wa.me/6598569255

✔✔✔查看我的客户评价：
Able S K Toh,房地产经纪（董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费

发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价

新推出私人公寓资料、电子手册、户型图及价格表，
欢迎随时联系。

✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255
✔✔ 电子邮箱：Able.selling@gmail.com

--------------- 结束 / The END ------------------ Read More

Able S.K Toh · Answer 13 · 2026-02-14T23:26:11+08:00

WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255.

-----------------------99Years------------------------999Years---------------------->>>

IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help.

WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link:

https://wa.me/6598569255

Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp.

✔✔✔You can READ my REVIEWS here:Able S K Toh

https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

For PRIVATE HOME BUYERS

✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge

✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents

DEVELOPER SALES TEAM

✔✔ BEST PRICES ✔✔ NO AGENT FEES

✔✔ LOWEST PRICE GUARANTEED

For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly.

✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255 , Property Agent (Director )

✔✔ WhatsApp: https://wa.me/6598569255
✔✔ Email: Able.selling@gmail.com

---///------
CHINESE VERSION // 中文版本

如需房产相关协助，
包括出租、出售、购买或投资，
欢迎联系我。

✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255
WhatsApp：https://wa.me/6598569255

✔✔✔查看我的客户评价：
Able S K Toh,房地产经纪（董事) 诗强
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591

私人住宅买家服务
✔✔ 协助转售及新私人住宅
✔✔ 买家无需中介费

发展商销售团队
✔✔ 最优惠价格
✔✔ 无中介费
✔✔ 保证最低价

新推出私人公寓资料、电子手册、户型图及价格表，
欢迎随时联系。

✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255
✔✔ 电子邮箱：Able.selling@gmail.com

--------------- 结束 / The END ------------------ Read More

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