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Hi, My wife is SPR and I am PR. We own a HDB flat for over 10 years. Now we are thinking to buy another private flat. I know a SPR need to sell the HDB flat. However, since our household is a SC + SPR, can we keep the HDB flat? Thanks guru.
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2 Answers

YT Tan (陈永达)
Good morning! Only SPR household has to sell off their HDB within 6 months from private purchase completion. As both of you are SC/SPR household, you are not bound by this regulation. Thus you are allowed to hold on to your HDB after your private property purchase. But do take note that you will be subject to at least 7% additional buyer's stamp for your next purchase. If you need any assistance in your property purchase, feel free to contact me. Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More
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Afternoon, Since your household consist of SC and SPR, you are eligible to keep the HDB if you do purchase your second property. Other factors you might want to consider is how much loan you can get and how much you need. If your current unit is still on mortgage, you will only be eligible for max of % loan. Not forgetting the need to set aside the CPF minimum sum, if you want to utilize CPF for the mortgage repayment on your private property. Do feel free to contact me for further discussion. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More
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