AskGuru Q&A Community

Good afternoon buyer,

Care to share more information with me so I will be in a better position to advise you.

1) where do you currently stay in?
2) reason to move near to your SIL?

Currently its the time where you sell low and buy low so I think if you are financially capable and feel there's a need to shift to CCK, you can seriously consider about it provided the financial plan that I will be drafting out for you make financial sense. Because you mentioned you left 15 years more to fully pay up your EA, you might be reluctant to take up a longer loan tenure with higher mortgage repayment.

Do share with me these information as well:

1) outstanding loan amount
2) utilised CPF OA funds with accrued interest
3) current cash on hand
4) unutilised CPF OA funds

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More

Hi,

If its for family reasons, I think whether to move you will know best. Do note that current market is a bit slow, hence you may fetch the highest price for your EA. Consequently, you are also buying low as well. May I have more details so to make better recommendations? Thanks and hope to discuss further.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Afternoon,

For every Sales and purchase, there are the Needs and Wants. If you need to move near to your sister-in-law due to family or personal reason, then you will have to weigh on the importance. As of current, I have a 5 room flat at Blk 789, CCK, with the flexibility to built up the 4th bedroom, on sales.

Do contact me further should you require additional assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,

Perhaps I could derive more information to work out a financial plan to assess the feasibility. You need careful sums and professional thorough advise to carry this forward to make a decision. Do visit my website for my latest awards and testimonials @ www.kumarrai.com. Thanks!

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014.

ERA 2015 Q1 Top Achievers (Top1% of ERA)
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
2015 Feb/ April/May/June/ July/ August ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ Overall 2014 ERA Top Achievers Read More

Dear sir/madam,

It is difficult to ascertain if it is right time to sell in terms of dollars and cents, as there are intangible benefits involved for your situation to move near your SIL, which I believe could be to assist in taking care of the elderly and such arrangements can rate highly in terms of intangible values.

Nevertheless, if I were to sum up the current resale market, whenever there is a need to purchase after sale, it is usually sell low and buy low or sell high and buy high. In your scenario, you will just need to ensure that you are eligible to undertake a housing loan for your purchase based on your existing income and age even after considering the sales proceeds from your current property.

If necessary, do get in touch with me so that I can assist for a financial assessment with a professional banker.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

My self introductory video on https://youtu.be/6UfrCOCB6Mg

Regards,

Geryl LIM
Real Estate Director
Global Alliance - Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

G.A Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! Read More

Timing concerned is not very much relevant since you plan sell and buy at the same time .

Kindly contact me for a no obligations chat for your property needs.

My charges are 1% commission for exclusive selling rights to your property or 2% for open listing.

Joanne chia
Hp 8333 3327  Read More

Hi,

Re: Our Preferred Experienced SG Realtor

If downsizing is a main issues for you now based on your contents. Will advise you to keep your EA. :)

We are contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | CES Certified SG Realtor l SGRealtor.com
EXPERIENCED. PROACTIVE. SINCERITY. FEEDBACK
ACTA (Full); PDCE (Singapore); MSc BIT(Middlesex); BBA (South Australia)

Featured Realtor Services recognition by SGReview.com and SGBride.com

Singapore Line : (+65) 92222389 
Malaysia Line: (+60) 111-0788889
Email: onassis@sgrealtor.com
Skype: incomecare

Our Clients' Success Is Our Success
“Clients’ always at ease putting their properties with us”

Our SG Realtor Services Youtube
Residential- https://www.youtube.com/watch?v=3kI2tBtopuM
Commercial- https://www.youtube.com/watch?v=ELAXddJ6nEk

Daring to invest on SG branding portals give us an edge advantages in reaching out to consumers'.

Upcoming 2016, we are in the progress to create property portals to serve our SG clients better.

www.Listing.sg – SG Properties Listings
www.CommercialSingapore.com – Commercial Listings
www.SGHouses.com – Residential Listings
www.Showsuite.com – SG Developer Projects Listings

SG Commercial Websites
www.SGCBD.com
www.CBDSingapore.com
www.SingaporeCBD.com
www.SgOfficeRental.com
www.SgShophouse.com

SG Landed Houses Websites – www.LandedGroup.com
www.SGGCB.com
www.SGBungalow.com
www.SGDetached.com
www.SGSemiD.com
www.SGTerrace.com
www.SGCluster.com

SG Districts Websites
www.BukitTimah.com.sg
www.Holland.com.sg
www.MarineParade.com.sg
www.sentosaisland.com.sg

Overseas Website
www.NewLaunch.my - Malaysia
www.PropertyPh.com - Philippines
www.VNProperty.com - Vietnam Read More

for hdb there is never the right time to sell, well if you sell now you will benefit you when you buy as you also buy cheap but when the market goes up than you sell high and than the buying is also high unless you willing to compromise with low level units and not renovated. so if you asked me, 1st question: isit a must to move, if yes how much should i sell, how much i would make? hope to hear from you soon...

regards
Patick Lee
 93299559 
sgpropertyguy@gmail.com Read More