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Hi, If you taking a HDB loan to finance your purchase, I would advise to apply the HLE first to check how much loan you are granted. Or if you are taking a bank loan, I can get bankers to assist you. They would be in a better position to advise you on the loan, from there we can work something out later. Feel free to contact me if you need further assistance. Thank you. Angela Chua Propnex Pte Ltd H/P: 9323 3330  Read More

Morning, Being self-employed, you will need at least 3 years tax statement to secure your mortgage loan. With the TDSR, you might want to check out how much loan you can get from HDB. Based on the amount of CPF and cash you have at hand, assuming that you have purchased a unit at $350k, you will need at least $180k loan. Do feel free to contact me if you require further assistance. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More

Hi, I believe you might be able to get a loan of between $200-$215K. Do consider applying for HLE as well to find out what is the highest loan you can get. It will then help you to determine the exact cash & cpf required for the down payment of your house. Feel free to contact me at 91442664  should I can assist you from here. Tricia Tan propnex 91442664  Read More

Dear Sir/Mdm, Thanks for your post in Propertyguru Basically you are eligible to purchase a flat but the finances part, we may be running a little tight with the Mortgage Servicing Ratio (MSR) and Total Debt Sericing Ratio (TDSR) in place. As you mentioned you are self employed, the banks may not use $2K per month to calculate your loan but maybe lesser. Based on MSR of 30% of your 2K, you can only use about $600 to pay for monthly instalments but if they use lesser than 2K to calculate then your ratio for monthly repayment will even be lesser. Maybe I would suggest for you to drop me a call and I can explain things more in depth to you coz it is really very difficult to type everything here. Looking forward to hear from you soon! Best Regards, Jeffrey Heng Deputy Division Director ERA Realty Network Pte Ltd Property Navigators (The #1 Team in ERA for 2009 & 2011) Mobile : +65 9858 1322  Email : hengjeffrey@gmail.com Web : www.jeffreyheng.com Read More

Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ 82798327  -

Why Should HDB Sellers engage me? Contact me @ 82798327 

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