7 Answers


Based on the limited info provided with some presumption made on my part. Your financial status is as follow:
Maximum Property value = $420k
Loan Amount = $306k
Deposit = $120k
Fees & Duties = $9.6k

Loan tenure is 25 years, Maximum loan-to-value is 80%, Maximum Cash Down payment is 5%.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK

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Hi there!

Good morning! Firstly, I would like to thank you for your query!
The purchase breakdown is as followed:
-5% CASH ;deposit and exercise
[1% deposit AND 4% upon exercise]
-15% CPF (or cash if insufficient)
-3% Buyer Stamp duty; BSD (Can utilise CPF if you have enough funds)
-Additional BSD (Can utilise CPF if you have enough funds)
-Legal fee = $ 2,000~$3,500 dependent on individual legal firm.
-Mortgage stamp duty

Perhaps you can contact me at 96659926  for a short discussion for me to run you through the overview of the purchase framework, understand your requirements and specifications as well as calculate your finances on hand (Cash/CPF amalgamation) to construct a financial plan with payment timeline to narrow down ideal developments and shortlist exact unit layout type for your perusal. I have actively transacted many private properties (testimonials available on website) and since you may be unfamiliar with the process, you might want to tap onto advise and guidance in this regards, at no obligation of course.

I will walk you through the entire process from selecting developments/ arranging viewings, handling bank/finance aspect, arrange for your legal processing matters as well as handle all paperwork at no cost. The purchase of private property does not involve agent fees and thus, you will enjoy expertise at every level at no obligation and cost. Furthermore, I will take the opportunity to run you through past and present transaction caveat & illustrate a pricing and customised sales report with projected returns/ capital gains for you to observe and understand, offering market insights for your consideration. I will usually share about the property outlook with my clients and tailor make a plan that suits best for them in years to come. Thank You!

Visit my website for my recent accolades, awards and testimonials@ www.kumarrai.com.

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

ERA 2015 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2017
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
Overall Top 100 achievers 2014-2016 Read More
Robbie Chen Chee Howe
Hi Sir,

I will be able to assist you in your financial calculations. Do get in touch with me.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

You may want to write to gavin.ng@orangetee.com for an open discussion to establish all your concerns.

Gavin Read More
Hi are you looking into resale or uncompleted project?

Based on the info you provided, you should be able to finance for a 850K - 1M unit. Depending on your current commitment, the final amount might be different, it’ll be good to consult a banker on the actual figure before proceeding to source for your new home.

Do give me a call/whatsapp should you like to find out more on the current market availability and do a comparison based on your preference.

Adeline Chong
adeline.realty@gmail.com Read More
Tricia Tan 陈丽子
Good day. Lets meet up so I can share a more indepth financial with you and various options available.
You may reach me via watsapp/call 91442664  .

Best Regards,
Tricia Tan
 91442664  Read More