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Hi,

I know this has been asked a lot. But what actual property can I really buy if i am single, less than Age 35. I saw answers like private property, but do i need to know any other things? Like what kind of loan i can apply or not applicable? Is there something out there like a 1 bedroom private property just enough for a single person use? Do i need a minimum wage or minimum amount in my CPF? As I'm confused, and googling online just leads me nowhere or back to EC and landed property.

Thank you.
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5 Answers

Hi Sir/Madam

Please contact me at (65) 96608508  or Silviayang8@gmail.com
or click here http://bit.ly/2tzIQ1a for non obligation discussion.
No agent fee from buyer for private property purchase
Thank you.

Warmest regards,

Silvia Yang

PropNex Realty Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com
www.facebook.com/SilviaProperty Read More
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Dear sir/madam,

As a single purchaser under the age of 35, you are eligible to purchase all types of properties in Singapore except HDB.

In terms of outlay, the downpayment of 20% is a minimum, where at least 5% of the amount is cash with remainder by CPF (and cash if the amount in OA is insufficient to make up the 15%). The next consideration will then be your loan eligibility, which is subjective to your income and other financial commitments which you could have made. You may work with a banker to determine this amount.

Once all finances considerations are fixed and you are aware of the monthly commitments required to finance the purchase, you will then be able to shop more efficiently according to your comfort level.

Hope the above helps. Should you require further information or assistance, feel free to get in touch with me in private as we are not alerted to any responses posted here.

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Geryl LIM
Consultant - Director
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Robbie Chen Chee Howe
Hi,

As long as you're above legal age of 21, you are eligible to purchase private properties. As you're single and below aged 35, you will not be eligible for HDB flats.

In terms of finances, you will need to set aside 25% as downpayment, provided you qualify for 75% loan. Out of the 25%, 5% need to be in CASH, where the balance 20% can be monies from your CPF-OA.

Your loan eligibility depends on 2 main criteria, your age and your drawn income.

As a Single, you may consider 1-bedroom or Studio apartment. I do have a good unit for you to consider. Freehold, District 11, below $800k.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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Hi,
Yes, you can purchase a private condo. The main concern will be the fund for the purchase. You can use cash, CPF and loan. All have to work out in order to know your purchase budget. Please drop me an email for me to explain and assist you to work out the budget.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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