AskGuru Q&A Community

Hi Billy, 1) 7%. 2) Do get a in-principal loan or work with the bankers on your eligibility to loan. Nowadays, selling of your HDB takes a longer marketing period 3) Would prefer to have a cup of tea with you and the banker to understand more of your current situation so that we can propose a better solution. Rgds
Philip Chong, Associate Team Director, SAEA Mortgage Planner, Propnex Realty Pte Ltd. Read More

Hi Mr Billy, you may drop me an email : propnex@me.com or give me a call @ 81613790  Read More

Hi Billy,

My personal advise to you is:

1) Speak to a banker to establish your financial profile and capacity in order to determine suitability of your intended purchase profile.

2) Should financial profile is healthy to proceed, we can concurrently work on the sales and purchase, but it is advise to complete the sales process first. Minimum to secure a buyer for your existing place where the buyer has already exercised the OTP for your existing place where you can probably take up bridging loan facilities for your purchase. ABSD should not be applicable if you have already sold your place.

3) Target your purchase to be a vacant unit which does not require massive renovations and negotiate for early move in via modes of rental. I can explain more on this option further if required.

Regards,
Geryl LIM
Real Estate Director
Masters Of Real Estate (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com
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Hi Billy,
1)The stamp duty include BSD+ABSD
2)You still need to get a bank loan
3)Any time.

I am reachable at my mobile.

CK Ang
 9046 3808 
res.ckang@gmail.com
Vestor Realty Read More

Hi Billy,
Very simple. U can either sell your hdb first then proceed with buying. Alternatively you can buy your condo first but you have to sell your hdb with a given time frame. There will be no absd unless one of you is not Singaporean.
Have you done a check on AIP with any banker? As with the new rulings, some clients have problem getting a higher loan.
Do give me a call or sms at 91442664  to discuss in details to clear your doubts.
Tricia Tan 91442664  Read More