3 Answers

Dear sir/madam,

We will need to understand more about age of all purchasers, as well as existing cash and CPF available for purchase before we can work out if it is feasible.

I have been in the real estate business since 2009, with more than 12 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Deputy Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com
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0
YT Tan (陈永达)
Good afternoon,

Are you looking to purchase a resale HDB?

Are you eligible to buy under any HDB eligibility scheme?

Your estimated HDB loan based on 25 years is $264k. In order to buy a house, it boils down to how much cash or CPF or housing grants you are eligible for.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

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0
Hi,

1) According to MSR assessment, your loan is as follow:
(a) $4k, 30~40@ = $239k loan. 25 yrs loan tenure.
(b) $4k, 45@ = $206k loan, 20 yrs loan tenure.

2) As you can see from above the loan amount and tenure change as you grow older. Therefore it is crucial to understand you are under which age range.
3) Assuming you are under 40, able to get a 239k loan, your choice will be limited to a 2 or 3-rm resale HDB flat. Your budget should keep within 260k.
4) You have to look into your CPF OA to see whether you have sufficient for the 10% down payment, buyer stamp duty, and legal fee.
5) If time is the most important factor in your flat purchasing. I would encourage you to apply for BTO.
6) You can get a bigger flat type with your budget.

7) You may apply for the HDB eAlert service over this link:
https://services2.hdb.gov.sg/webapp/BF08CESS/MainController?action=new

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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