Asked by Anonymous
hi i’m 22 this yr n currently staying w my mum n younger bro in a rental flat around jurong west. my mum is already 60 n she’s been talking abt getting our own place for yrs but somehow every option we look at got another problem.
she doesnt hv much cpf left n doesnt hv enough cash for a big downpayment. im working now but my salary honestly isnt enough to contribute that much, n my bro is still studying. We were hoping maybe we could get a smaller hdb n slowly pay it off, but im not even sure if i can be included in the application properly since im already working n my mum is the main applicant.
We also looked at resale, and most of the cheaper ones r very old. mum keeps saying may be we shld just take whatever flat we can get cos at least it’s our own home, but im worried abt signing up for something we cant actually afford long term.
i’ve tried reading the hdb website but every time i think i understand one thing, there’s another condition I didn't know abt
she doesnt hv much cpf left n doesnt hv enough cash for a big downpayment. im working now but my salary honestly isnt enough to contribute that much, n my bro is still studying. We were hoping maybe we could get a smaller hdb n slowly pay it off, but im not even sure if i can be included in the application properly since im already working n my mum is the main applicant.
We also looked at resale, and most of the cheaper ones r very old. mum keeps saying may be we shld just take whatever flat we can get cos at least it’s our own home, but im worried abt signing up for something we cant actually afford long term.
i’ve tried reading the hdb website but every time i think i understand one thing, there’s another condition I didn't know abt