AskGuru Q&A Community

Hi,

It will be ideal to work out the indicative financial plan first to see whether making the move is a good idea. The first step will be to have an idea of the indicative loan amount if you plan to take loan for the next flat. If it makes sense, we can do the sale and purchase concurrently so that the transit is smooth.

Ideally it will be to market the Sengkang flat for sale to secure a buyer first for your current property as there are quite a number of Sengkang units for sale at any one time. There are quite a number of things I be happy to share further in person so you can have a better idea. I have also sold 4 room units at Compassvale Crescent and Sengkang West before hence I am confident to help you progress with the housing plans.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/clientreviews
(Client's Testimonials)

**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! **

-- HDB BTO 4rm Sellers Mr. Farvin & Ms. Sel --

Ivan was the first agent that we met up with and right from the offset we had good vibes as he has a friendly personal approach, detailed working style and focuses on building the long-term relationship.

Our unit comes with its challenges but Ivan remained positive and had no qualms committing to our plans right from the start. It took only 6 weeks of aggressive marketing for him to secure a good offer which was a pleasant surprise in the end.

Ivan was always responsive and we had no worries to pass him the house keys. The whole process was transparent and hassle free, and he was always thinking from our point of view on how to make life easier for the client. He is a committed professional and has fast execution, so we felt assured that things are done well and we can entrust the sale process entirely to him.

--- HDB Flat Upgraders Mr. & Mrs. Lee ---

We decided to engage Ivan as our agent as we were impressed with how he answered the enquiries on property guru website.

He has helped us to find our ideal unit and also sold our current unit. He was very patient and never pushy when we were looking for our ideal unit. He would tell us that it is always important to find a unit that we really liked.

When it comes to selling of our unit, he was always prompt in arranging for viewings and he also tried his best to arrange and consolidate the viewings due to our time constraints. He is a reliable and prompt agent and is always willing to clarify any concerns and questions that we have.

Thanks Ivan! :)

-- HDB 5-rm Sellers Mr. & Mrs. Ting --

We have engaged the services of Ivan Ng for sale of our property at Pandan Gardens. He is professional and systematic in his marketing approach.

He is hardworking and committed to his work. He puts in great efforts in arranging clients for viewings and kept us updated thereafter. He is ever ready to help and guide us whenever the need arises.

He provided us with sound and useful advice as well as closely follow through from the start till the smooth sale of the property within a short period of time.

Thanks, Ivan. Keep up the good work! Read More

Hi,

I have a big nicely renovated 5rm flat for sale at Bukit Batok. You may like to view it and we discuss how on the process and timeline.

Feel free to contact me at 86912345  Whatsapp / SMS / Call.

Warmest Regards
Bryan Lee
ERA Senior Marketing Director
 86912345 
bryanlee@era.com.sg Read More

Hi, I am currently selling a 4 room flat unit at Blk 211C Compassvale Lane, and I hope to be able to assist you further too. Have a good weekend.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi

It will be necessary to start with an estimated financial plan before taking other steps.

If you would like to write to gavin.ng@orangtee.com, we will be glad to assist.

Thank you.

Gavin Read More

Dear sir/madam,

Are you familiar with the recent transacted prices in your precinct? Also are you aware how many similar transactions were there within the past 12 months and how many transactions are happening each month on average?

The recent transacted prices and number of transactions can affect your plans to move ahead with the plan you have described.

You cash proceeds from the sale can be calculated from minusing off the outstanding loan from the estimated selling price assuming you have no other miscellaneous fees to be paid to HDB. We have not included the professional fees involved in the transaction too.

With that in mind, you will then be able to work out on your existing funds available for the purchase and also understand your loan eligibility better to see if all will fall into place nicely in terms of your finances to determine how comfortable you are with such a move.

I have been working closely with clients who are looking for similar moves like you therefore I believe if we can discuss this matter more in details in private, you will be able to benefit from the past experiences which I have accumulated. Do get in touch with me in private for detailed discussion as we are not alerted to any responses posted here.

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Regards,

Geryl LIM
Consultant - Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565 /+65-92787772
Email: geryl7772@gmail.com

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Dear Sir/Mdm,

For your situation, it is important to have a financial plan and timeline mapped out for the transition before you kick start the process.

For financial planning, you will need to have an overview of your finances and understand after the sale and purchase, what is your overall financial position and also the cash and CPF outlay in the transaction.

For the timeline, I will recommend that you do the sale and purchase concurrently so that you will be able to transit smoothly and seamlessly from your current place to your new place without the need of an interim place to stay.

I have assisted many of my clients to transit successfully from their current HDB to another HDB. Please feel free to contact me so that I can understand your situation better and draft up a transition plan for you!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg
I was featured recently on Council for Estate Agencies (CEA) Newsletter:
https://www.cea.gov.sg/docs/default-source/module/newsletter/3-2017/bouquets-for-property-agents.html

Testimonial from Satisfied Clients
“I would like to recommend Nick Tan from SRI. Before we engaged Nick, we were working with another agent from a very popular property agency in February 2017. We decided to terminate the contract after 5 weeks of zero viewings and no paper advertisements. Basically he was just waiting for phone calls. We engaged Nick on 20th April and by 10th of May, our unit was sold off. Why Nick? 1. He has good marketing strategies 2. He always kept us posted on what he did (communications!) 3. He made sure we understand the current market situation but he will consistently reassure us that the unit can be sold off 4. He is not greedy and trusting 5. He walks the talk”

Peter & Wendy (Property Seller)

I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.

Weilun & Benita (Property Seller)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi,

First, you will need to work out if you need the funds from the sale of your current flat for the purchase of your next flat.

If you do not already have funds ready for the purchase, you will definitely need to sell off your current HDB flat first. In this situation, you will need to have a proper timeline planning, to avoid having to shift house 2 times over the course of the transactions.

If you already have the funds for the purchase, you do have the option to go for the purchase first, and then have up to 6 months to sell off your current flat.

I have done countless such cases, and would be able to guide you through a smooth transition into your new home.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305 . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More