AskGuru Q&A Community

Hi,

Yes possible but may not be able to get the full loan amount. Are you paid in SG dollars or a company Incorporated in SG? Ideally my banking partner can get in touch to share further. May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/clientreviews
(Client's Testimonials)

**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! ** Read More

Dear Sir/Mdm,

It is definitely possible for you to purchase a property in Singapore with your overseas income. In fact, I have assisted several of my clients in a similar situation as yourself to purchase a residential home.

Please feel free to contact me so that I can understand your situation better and run you through the purchase process.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
https://www.cea.gov.sg/docs/default-source/module/newsletter/3-2017/bouquets-for-property-agents.html

Testimonial from Satisfied Clients (2016/2017)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi,
Yes, possible to get home loan but the max loan quantum will have to assess by banker. Please drop me an email for me to assist on the loan issue. I will share with you the purchase procedures and the cost breakdown.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi

Yes.

You may write to gavin.ng@orangetee.com if you have further questions.

Gavin Read More

Hi,

Yes indeed you can.
First step forward is the in principal loan approval.
Would you like to be guided step by step?
I could link you up to a network of my bankers and we can take it from there. Payment Outlay :
The purchase breakdown ASSUMING SC + 1st Property is as followed -
:5% CASH ;deposit and exercise
[1% deposit AND 4% upon exercise]
:15% CPF (or cash if insufficient)
:3% Buyer Stamp duty; BSD (Can utilise CPF if you have enough funds,subject to conditions)
:Legal fee = $ 2,000~$3,500 dependent on individual legal firm.

Should you be purchasing a property property, having agent representation will cost you nothing as it's free ,with everything being handled by your agent from A to Z. What does this cover?

-Understanding your requirements and preferences
-Shortlisting and arranging viewings of units in line with your requirements
-Negotiation
-Paper Work/ Legal Arrangement
-Financial Calculations with succinct payment timeline/ breakdown
(Amalgamation of cash/ CPF proceeds etc)

EXTRAS
-Customised Sales Report tailor made for your purchase
-Price analysis of Transaction caveats in surrounding developments
-Projected capital returns and rental yield report

Please do contact me at 96659926  for a short in depth discussion to value add your purchase and offer thorough insights to the property outlook! Visit my website for my recent accolades, awards and testimonials@ www.kumarrai.com.

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

ERA Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2017
ERA Multi-Million Dollar Club Award
2014-2017 ERA Asia-Pacific Business Conference Elite Award

P Group
Overall Top 100 achievers 2014-2017 Read More

Good day Sir / madam .

As per your question collateral etc , you would need at least 23% in cash and or CPF of the property price , an example of a 1million $ condo , you would need $230 000 cash and or cpf , at least 5% of the property MUST be paid in cash meaning 50 000 $ cash for a $1million condo , the balance 23 % can be paid from your CPF or additional cash . This total 23% CANNOT be loan . Approximately 3% is for paying stamp duty to the government for your property purchase .,

The balance $ 800 000 or 80% can be borrowed subject to your age and income, generally speaking a younger and higher income will qualify to borrow more .

Kindly contact me for a no obligations chat for your property needs.

NO COMMISSION chargeable when i serve private property buyers .

I can handle the rental of your property thereafter if you prefer .

Joanne chia
Chia_joanne@yahoo.com.sg
Hp 8333 3327  Read More

Hi,

Depending on your employment, it is still possible to get a mortgage loan for your property purchase.

Do contact me, let's take this discussion further.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More