Hi, i am asking on behalf of my parents and their unit under their name. We are staying in EM located at Jurong West Avenue 5, Blk 726. I wish to know if my parents can apply for BTO/Sales of balance flat under HDB under their name or not? If not why, if yes then may i know how like the downpayment and all that? And if we take resale flat most probably [Tampines or Pasir Ris area], we wish to downgrade so basically taking 5A or 4A? Our budget is not more than $450k for 4A and not more than $500k for 5A. Thanks.