Morning! You will advise you to purchase it alone as a SPR instead of with your spouse if you can afford one. Cause as a SPR, additional buyer's stamp duty is 5% while for a foreigner is 15% thus you already save on 10% ($70k for a $700k property). I will say that based on $100k cash and CPF, you can't afford a $700k property. You will need at least $175k for the 20% downpayment and 5% ABSD. Maybe you can consider a new launch small 2 bedders. For instance The Hillford. Hope it helps! If you need any assistance, feel free to contact me. Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M):
+65 9111 5171
(E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com
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