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HI I am a self an adjunct lecturer in multiple schools. The average annual income goes to about 82k-86k a year which goes to 6.8k monthly onwards.

HDB loans doesn't apply to to individuals that earn more than 6k, so I assumed that i was not legible for the HDb Loan.

However when going to the bank they only 70% of my income because it is not fixed, there fore I am only able to take up a bank loan of around 260k.

Will hdb also just take into account 70% of my income? If it does then that would mean I would be legible for an HDB loan am i right?

Thanks in advance to all your answers.
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1 Answer

Ling CK
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Hi,

I would strongly suggest you should put up an application for HDB loan, which cost you nothing at all.

The website for application is as below:
https://services2.hdb.gov.sg/webapp/BP27AWHLEApplication/BP27SHome

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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