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Hi Owner.
Help me to understand. Are both of you married? Because a couple can only own one hdb at a time.
You may reach me at 91442664  for further discussion
Tricia tan Read More

Evening,

If both of you were to buy resale HDB unit together, both of you are required to sell the current HDB units which both of you are holding. And if you are looking at purchase of private property, the outcome would be depended on both your citizenship status. Being SC and having fulfilled the MOP, you will be eligible to purchase the private property without selling the HDB unit. However, you might only be eligible for 50% loan, if your current unit is still on mortgage. There will also be CPF minimum sum requirement to fulfill if you have utilize CPF for the HDB unit.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi there,

If you're looking to buy a HDB flat with your wife, you would need to sell off your respectively 5RM and 3RM HDB flats as each person can only hold onto one HDB flat.

However, there are ways which I may be able to help you get around this situation. I need you to provide me with more information before I can advise on this further.

And if you're looking to buy a private property, you do not need to sell off either HDB flats. You just have to pay ABSD as it will be your 2nd property purchase. You also need to take note of LTV and TDSR should you decide to go for a private property.

Feel free to call me at 97486305  should you need any assistance.

Best regards,
Robbie Chen
PropNex Realty Read More

Good morning!

As most of my fellow colleagues have mentioned if you decide to purchase another HDB under both of your and wife's names, you will have to sell off both of your current HDBs.

If one of you is a SC, you can keep both HDBs and purchase the private property. As of now, there is no information about any upcoming project in Punggol. Do get in touch with me so if there's any news, I will update you.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior District Manager
R043025D
ECG Property Pte Ltd
(A Wholly Owned Subsidiary of ECG Group of Companies)
Estate Agent no. L3009759F
Blk 190 Lorong 6 Toa Payoh #05-508 S (310190)

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): yttan.stproperty.com.sg/
(W) www.lovelyhomes.com.sg
(W) www.ecgproperty.com Read More