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Hi,

Perhaps I can get my banking partners to assist and find out how much indicative loan we are looking at? From there, can make some recommendations. Thanks and hope to assist with your plans further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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(Client's Testimonials) Read More

Hi buyer,

You should be able to buy a 1-bedroom unit with financial ease, should you qualify for an appropriate loan amount.

Feel free to contact me at your convenience, and I'd recommend some good investment buys, and also get a banker to assess your loan eligibility.

Thanks and regard,
Teck Chuan, Ng
BBA(Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More

Hi Sir,

I have a unit at Kembangan Suites which is a 1BR + Study, located opposite MRT and will be easy to get a tenant. Price wise should be within your budget as well.

Please contact me so that I can share with you more info about the unit.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg / nick96444854@gmail.com
(W) www.nick-tan.com / www.propertyavenue.com.sg

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“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
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Mr and Mrs Chan (Sold and Bought a property through Nick) Read More

Good afternoon investor,

based on your income, you might only be able to loan up to $310k on a 20 years loan tenure basis. With your finances on hand, you might have to look for property below $500k which is almost impossible nowdays.

Since you are looking for investment, probably you can opt to purchase a resale HDB and rent out the bedrooms while physically occupying the unit.

Hope my sharing is beneficial to your investment plans.

May I know how can I continue to value add in this purchase?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More

A good day to you and thank you for your query,

Based on the information provided and assuming the $3k salary is fixed salary without any variable component, the following are the estimated amount subject to prior Approval In-Principal (AIP or IPA) from banks:
1. If Age 41
*Estimated Max. Loan amount = $350k (Private Property) or $175k (HDB)
*Estimated Private Property Affordability up to $500k ($330k HDB)
2. If Age 49: Estimated Max. Loan amount = $264k (Private Property) or $132k (HDB)
*Estimated Private Property Affordability up to $420k ($290k HDB)

It’s rare to find private property below $500k in the current market. If you would like to be notified should such unit emerges, kindly provide your email or phone number (WhatsApp).

**Special Attention to all Home Owners and Fellow Agents:
I have buyers looking for the following ready units or TOP soon:
1. 1-2BR ground floor unit in the east or North-east (D17-D19) pool view and no west sun up to $600k
2. 2-3BR with minimum 4% rental yield in D14 or D15 up to $1mil
If match, kindly sms/WhatsApp your property details to +65 82250212 

As we do not get prompted when you respond here, kindly contact us directly should you require additional information.

Thank you and have a pleasant week ahead.

Warm Regards,
Karrien N. Chan
CEA Reg. No.: R052532H
Mobile: +65 82250212 
Email: karrien.realty@yahoo.com

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Hi Mister!

If you are looking at only private property, it will be good if you can get an in principal approval from a bank to see how much loan you can actually get - not payable. There are plenty of options depending on your time frame to get a unit but there would be factors to take into consideration.

If you do need more information, do give me a call or drop me an email, I'll be more than willing to assist :)

Warmest Regards,
Adeline
 (65) 9177 6735 
adeline.realty@gmail.com Read More