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Hi,

I already have a HDB flat and have completed MOP. The current HDB flat is bought with my parents. Can i get a Condominium for 80% loan if i buy the condominium as a shared holder and my wife as owner ? What are the restrictions ? How much will i get as maximum loan in this scenario? I am earning 7.5k and my wife 3k per month.

Please advise
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1 Answer

J.A. Goh 吴永益
Hi Andy,

With HDB outstanding loan, bank will also loan you 60% for your next property. You will need 10% cash and 30% CPF. If CPF not enough, will have to top-up by cash.

Please feel free to drop me an email or call me directly for a non-obligation discussion, if you still have further questions.

Thank you & Best Regards
J.A.Goh
HP: 9639 0350 
ERA Senior Marketing Director
CEA Reg No. R025894Z
CEA License No. L3002382K
www.gohjaERA.myweb.sg
Email: gohja@singnet.com.sg Read More
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