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Hi,

Generally not advisable as you will incur interest while doing so. But if the unit is really to your liking and you do not want to miss out, you should give it a consideration if you don't mind paying the interest.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
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SMU BBM (Finance), Magna Cum Laude

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Good morning buyer,

It's up to individual.

I have buyers who took up personal loan or loan from family to pay the downpayment because they feel that the purchase is a right choice.

But do take note that interest rates for personal loan are usually higher than mortgage rates and it might affect your mortgage loan quantum.

Perhaps you can share more with me so I will be in a better position to advise and assist you further.

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Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

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Hi,

There is no right and no wrong in this matter. Ultimately, I have to emphasis that in any purchase, you will have to be prudent and not overstretch yourself financially.

Purchasing a property should be a happy event, try not to burst your set-aside budget, no point stressing yourself financially.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Dear Buyer,

Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com

For whatever reasons, will not recommend you to take personal loan for the upfront payment. The interests for month instalment incurred will not be a pleasure at all.

Do not reply to this thread as we will not be alerted to any response posted on this thread. Get in touch with me via email or through my mobile.

I am contactable at 92222389  or onassis@sgagent.com / sgrealtor.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | Today’s SG Professional l SGAgent.com & SGRealtor.com

EXPERIENCED. PROACTIVE. SINCERITY. FEEDBACK
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I pledge myself to maintain honesty and uphold integrity, to pursue my profession and education so that I may provide my clients with outstanding services. Read More

Hi,

It is not advisable to overstretch and getting personal to buy a property. You may consider to getting a lower in pricing property so that could make yourself financially not as tight.

Do kindly give me a call at my mobile if you have any enquiries, I would gladly be of a service to you.

Shawn Yim
Propnex Realty Pte Ltd
R049796J
 9695 4627 
sean_5832@yahoo.com Read More

Hi,
If you are waiting the fund from another transaction, you may consider bridging loan.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More