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Hi guru,
i m married now, both my wife and me getting citizen soon. we want to buy a resales HDB. how much loan can we get max? 90% or 80%? is there any CPF grant if family month income is less than 10K?
jack
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4 Answers

Evening Jack,

As SC resale buyer, both of you will be entitled to $15k grant each, if your combined income does not exceed $10k. And if you are taking HDB loan, you will be able to obtain max of 90% loan.

Do feel free to contact me for non-obligatory discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi Mr Wang, you can either take up loan from HDB or bank. The loan amount will depends on both of you income. I can share with you the details break down of the cost involved and the estimated financial calculation.

I can be reachable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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YT Tan (陈永达)
Good evening Jack,

If both of you or at least one of you are SC, you can apply for HDB or bank loan.

Max HDB loan: 90%.
Max bank loan: 80%

It will based on both income (subject to MSR etc).

And yes of course, both of you can apply for housing grant of $30k (combined) as a married SC couple.

Maybe I can assist you with drafting out a financial plan first to see how you can proceed from there.

If you need any assistance in your property sale, feel free to contact me via email or mobile as Propertyguru doesn't prompt us for any reply to our post.

Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
District Director
ECG Property Pte Ltd
(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More
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Hi Jack.
Lets discuss in details as I will need more details from you in order to determine your loan, financials breakdown. There is a also grant available for first timer.
Feel free to reach me at 91442664  .
Tricia Tan propnex
 65 91442664  Read More
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