Dear Mrs Chin,
I do not have any knowledge on taxation issues for Australia, however, from pure layman perspective, understanding the fundementals of investments, would there be another alternative investment you can look into, using the cash you have mentioned that you are able to use to pay off this investment in Australia, thereby generating even better returns? Have you studied the risks involved in all these investments?
If you have a financial planner working closely with you, perhaps this financial planner will then be able to work out or look into which loan packages or paying the investment off, will be more ideal in your investment capacity or profile.
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Geryl LIM
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