Asked by Mr Harry Toh
Hi Guru,
Base on the following situation,
1. I have fully paid my hdb and car loan.
2. I have taken Singapore Loan for a Australia property currently rented out
3. I have taken a malaysia loan for a Malaysia property, TOP in Jun 13.
If I am to buy a condo,
1. Is my downpayment 5% cash, 15% CPF? Can I down 20% cash?
2. Will both my Australia and Malaysia property part of the 60% TDSR calculation?
3. Is rental income part of variable income?
Base on the following situation,
1. I have fully paid my hdb and car loan.
2. I have taken Singapore Loan for a Australia property currently rented out
3. I have taken a malaysia loan for a Malaysia property, TOP in Jun 13.
If I am to buy a condo,
1. Is my downpayment 5% cash, 15% CPF? Can I down 20% cash?
2. Will both my Australia and Malaysia property part of the 60% TDSR calculation?
3. Is rental income part of variable income?
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