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Hi All, I need your advise.
We are China PR , intend to buy 4 rooms flat at marsiling there , flat age since 1985. We did check from HDB website about upgrade programes. Lift upgrading done.
but Home improvement Programe announced 23 April 2011 . I don’t understand what’s this ? Can someone explain to me ? SPR needs to pay full payment for all upgrade programe. that's why we must very careful.
This HIP is optional or not ? Appreciate someone can hepl us . because we did ask owner and agent , they said they dont know.
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2 Answers

The S&P process needs careful and confident planning in financial, timeline and checklist especially HDB, CPF, bank and lawyer etc. Recently my client 'suddently' bought a dream condo while 'holding on' to a HDB flat. They needed the extra 'funds' for the condo. Hence, after a series of planning, discussion and deliberation, they finally decided to sell their HDB unit. Engage an agent if you expect a consistent S&P process. The stress relief effort is enormous and the commission is insignificant. Check this site: www.catherinepang.com Read More
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Evening,

HIP stands for Home Improvement Program. It's optional as it covers the interior of the unit, from iron gate, doors, changing of rubbish chute door and even toilet flooring.
As new home owner, you would most likely redo the whole unit, in terms of renovation.
The only issue would be: what if your neighbour upstair choice to do some of the upgrades, which affects your unit too.

As for this, you would have to check with HDB officer, as it varies case to case.

FYI
Mike Lim
 96929209 
ERA Read More
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