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Hi all, I currently own a condo.(in name) for investment purposes. My partner and I are looking to settle down next year and are looking to purchase properties as our first home - would we still be entitled to purchase an EC, barring that he does not hold an ownership to any property?
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8 Answers

Hi below are some conditions you need to understand.

You will need to qualify for the EC under one of these eligibility schemes:

Public Scheme
Fiancé/Fiancée Scheme
Orphans Scheme
Joint Singles Scheme

You do not own other property overseas or locally, or have not disposed of any within the last 30 months

do contact me @ 97970200  if you need more help on property issues

Mark, your RIGHT choice
Shenton Realty Homes
siewwhye.ng@srh.com.sg Read More
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Evening,

As you are the owner of another private property, you will not be eligible for new EC or BTO. You will only be eligible for the purchase after 30 months from the date your ownership have being removed. Alternatively, you can look at buying resale EC.

Do contact me further should you require additional assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi,

If you are referring to EC sales from developer, you need to wait out a 30 month period after selling your current private property before you are eligible to apply. Both applicants cannot have private property at point of EC application.

For private condos, definitely no such restrictions. Thanks and hope to value-add to your housing plans further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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(Client's Testimonials) Read More
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Hi Sir/Mdm,

Unfortunately, you will not be eligible for a new EC as there is a waiting period of 30 months after the sale of your private property.

May I suggest that your partner purchase a resale EC or a private condo instead under a sole owner instead. In this way, you will be able to continue to enjoy the passive rental income while having a place to stay. Resale EC's prices are usually lower as compared to private condos and therefore is a good option to consider.

Please feel free to contact me so that I can understand your needs better and provide you with further assistance.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2015/2016)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
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We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More
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GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred SG Professional- Agent.myweb.sg & Agent.irealtor.sg

Feel free to engage me as your agent. I can assist you based upon your stated contents and walk you through the entire process with options.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

Pls drop by to any HDB branch for professional consultation as eligibility for EC will be approved by HDB.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | SG Professional l SGRealtor.com & SGAgent.com
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YT Tan (陈永达)
Good evening buyer,

In order to be eligible to apply new EC, you will have to dispose off your private property first and observe a waiting period of 30 months before you can do so.

If not, he can purchase one solely under his name. By doing so, he will avoid payment of additional buyer's stamp duty if your name is not included in the purchase. It will be considered as your second property purchase.

Alternatively you can opt to sell your existing investment and purchase a property jointly.

Hope my sharing is beneficial to your property purchase.

May I know how can I continue to value add in this purchase?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More
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Joanne Chia 谢诗琳
Good day miss ,

Many conditions to be met to qualify for EC ,

You and your partner combine income must be below 14k .

you and your partner cannot own any private property 30months prior to the EC application .

In other words , even after selling your private property , you still need to wait 30months to apply for a EC , likewise if you wish to buy a new BTO HDB flat , except the income ceiling is 12k for new BTO hdb .

Kindly contact me if you wish to sell your private property to wait out the 30months time bar , i can better answer you especially the condititions for EC application, if i know your situation better .

My charges are 1% commission for exclusive selling rights to your property , or 2% for open listing .

Joanne chia
Chia_joanne@yahoo.com.sg
Hp 8333 3327  Read More
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Hi,
For single to purchase a EC, can only go 5 years old resale. New launch must met HDB eligibility.
To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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