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Hi,

No SSD is payable as its held more than 4 years. For the upgrade it will be good to engage an agent to work out on both sale and buy transactions and coordinate the timelines so you have a smooth transition. I am also able to share latest transactions around the area and their estimated valuation for comparison and negotiating a good price. The value you get outweighs the fees involved. DIY purchase and upgrade is not as straightforward and you might end up with more hassle and stress than expected.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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(Client's Testimonials)

--- HDB Flat Upgraders Mr. & Mrs. Lee ---

We decided to engage Ivan as our agent as we were impressed with how he answered the enquiries on property guru website.

He has helped us to find our ideal unit and also sold our current unit. He was very patient and never pushy when we were looking for our ideal unit. He would tell us that it is always important to find a unit that we really liked.

When it comes to selling of our unit, he was always prompt in arranging for viewings and he also tried his best to arrange and consolidate the viewings due to our time constraints. He is a reliable and prompt agent and is always willing to clarify any concerns and questions that we have.

Thanks Ivan! :)

--- HDB Flat Sellers Mr. Hayum and Ms. Azizah ---

Ivan has justified our faith in appointing him as our Exclusive Agent. He transacted our unit at 620k, above valuation & highest price ever achieved for our block, within 2 months.

In a slow market, you need a proactive & committed agent who puts the extra effort. Besides advertising in papers & online intensively, he also had personally distributed flyers & spoke to potential buyers in neighboring blocks to increase exposure. Every week there were viewings & feedback.

He actually secured 2 attractive offers but assessed that the 2nd one will be a more smooth transaction. We're glad to have proceeded with his advice for a successful completion. Throughout he was professional and responsive. We wish him a great career and will be happy to recommend his services Read More

Hi,

SSD does not apply for most HDB transactions as the owner would have to meet the 5-year MOP before selling. SSD will only apply if it is a special case where the HDB needs to be sold less than 3 years after it was bought.

I think you are confused with all the rulings in the market. It would be wise for you to speak to a real estate professional to understand more before committing to any purchase.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Dear sir/madam,

I suppose you are threading on a fine line in terms of saving potential commissions payable against potentially getting into bad consequences with the lack of knowledge in DIY transactions of sale and purchase.

I guess you are quite unsure of what are the things to expect in the sale and purchase of a property for the question you are asking and it is definitely better to seek professional services to look into what you need.

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Good evening,

Usually HDB owners will not be subject to SSD because they can only sell after 5 years MOP unless unforeseen circumstances like divorce etc.

And of course, you can choose to DIY your purchase but if you are unfamiliar with the rules and regulations, it might be better to engage a professional. Just my two cents opinion.

If you need any assistance, feel free to contact me. Cheers!

- One of well-earned Star Performers under the category of Top Private Property Transactors in Jan 2017-

Warmest Regards,

YT TAN 陈永达 | ACCA Graduate, RES
Associate Group Director
R043025D
Propnex Realty Pte Ltd
Blk 480 Lorong 6 Toa Payoh, #11-95 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
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