In Singapore, when selling a fully paid private property, you do not need to produce the original property title deed. This is because Singapore has moved towards a digitalized land registration system. The Singapore Land Authority (SLA) maintains an electronic register of property titles, and the digital record is considered the official and legally binding proof of ownership.
However, you or your lawyer may need to access a copy of the title deed for reference during the conveyancing process. This can be obtained from the SLA.
**Key points to note:**
* Even though you have fully paid off your property, there may still be a CPF charge on it if you used CPF funds for the purchase. This charge needs to be discharged before you can get a physical copy of the title deed.
* If you have a mortgage on the property, the original title deed will typically be held by the bank until the loan is fully repaid. Once the mortgage is discharged, the bank will return the title deed to you.
* In a property transaction, the conveyancing process is usually handled by lawyers who will access the necessary documents and ensure a smooth transfer of ownership.
For further information, you can refer to these resources:
* **Property Title Deeds: How to Amend & Do You Need a Copy? - SingaporeLegalAdvice.com:** [https://singaporelegaladvice.com/law-articles/property-title-deeds-amend-copy/](https://singaporelegaladvice.com/law-articles/property-title-deeds-amend-copy/)
* **How can I get back my private property title deed if I have fully redeemed my housing loan? - Singapore Law Help:** [https://help.law.com.sg/faq/how-can-i-get-back-my-private-property-title-deed-if-i-have-fully-redeemed-my-housing-loan/](https://help.law.com.sg/faq/how-can-i-get-back-my-private-property-title-deed-if-i-have-fully-redeemed-my-housing-loan/)
* **Do I need to produce original property title deed when selling my fully paid private property? - PropertyGuru Singapore:** [
https://www.propertyguru.com.sg/property-investment-questions/do-i-need-to-produce-original-property-title-deed-when-selling-my-fully-paid-private-property-454279](https://www.propertyguru.com.sg/property-investment-questions/do-i-need-to-produce-original-property-title-deed-when-selling-my-fully-paid-private-property-454279)If you have any further questions or concerns, it's always recommended to consult with a lawyer or a qualified professional for specific advice related to your situation.
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