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Hi Robert,
Regarding the Bank loan issue , Can i refer a banker to you ? Bankers are more qualified to advise you on the loan portion. Can i know which area of condo you are looking ? It is best to get an In-principal-approval from the bank first before we start to look for the house because we need to know your buying power. Feel free to contact me at 9273 6096 

Regards
Alex
ERA
HP:9273 6096 Read More

Good afternoon, taking 20% downpayment, estimated 3% buyer's stamp duty and 5% additional buyer's stamp duty into consideration, with $210k, you might be able to afford a $750k property. As for your 80% bank loan, probably let my banker advise you on your in principle approval then we works things out from there. Hope to hear from you soon. YT Tan ECG Property 9111 5171  yt.lovelyhomes@gmail.com Read More

Based on salary & age, you should have no issue borrowing a sizeable amount from the bank. However, the cash/cpf is restricting the max amount you can look at. Based on the cash/cpf, the pricing of your condo should be around 750k. Yes, there are condos (more than 80sqm) in this price range. Do give me a call @ 81613790  or email me propnex@me.com if you required more assistance. Rgds Philip Chong, Associate Team Director, SAEA Mortgage Planner, Propnex Realty Pte Ltd Read More

Hi Robert, Since you are a SPR, there will be an additional buyer stamp duty of 5% for 1st property purchase in addition to the normal stamp duty of 3%. The max loan one can borrow is 80%, thus based on the amount you mention, you probably would be looking at a property that cost $750K. Based on the combined salary of $8k, you should be able to qualify for 80% loan for property value at $750K, nonetheless i could refer you to my banker to advice you and qualify you to grant you an in principal approval.
Anyway do feel free to contact me at 84282282  or email me at kelvinchen.era@gmail.com if you need any assistance. Read More

Hi. Robert, you may like to consider a 2 bedroom unit at Santorini (Tampines area), size of 732 sqft and price at $756,000.

Regards
Aaron
 97308455 
aaronchong2774@yahoo.com.sg Read More