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Hi,

If you are looking for a fixed rate throughout the tenure and higher loan to value ratio (ie. 90%), and not really into following economic news and rates, its better to get an hdb loan to avoid the hassle.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
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Website: http://www.ivanng10.com/clientreviews/
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Good afternoon,

HDB loan provides fixed rate interest, based on CPF interest rate while bank rate fluctuate with the market movement. Bank will place your unit on auction should you fail to repay the mortgage loan promptly. Hence it would be prudent to provide allowance during your financial planning.

Do feel free to contact me should you require my assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More