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Can I buy HDB and condo at the same time? Since HDB allow decoupling for couple to avoid ABSD and buy condo while under MOP, theoretically can we decouple when buying HDB resale? - 2 SC, only 1 owner, the other one as occupier, and the occupier buy condo at the same time?
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3 Answers

YT Tan (陈永达)
Good afternoon buyer,

If you are going to purchase a HDB with one of you as owner while the other as occupier, the occupier also has to fulfill the minimum occupation period before he/ she is eligible to purchase a private property.

Hope my explanation helps!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
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Hi,

Unfortunately no since your spouse is an essential occupier for the family nucleus to purchase the resale HDB, which means your spouse is also subjected to 5 year MOP, and can't buy condo within MOP. You can however, purchase commercial property within MOP.

Perhaps may I have more details so to see how we can structure your portfolio to achieve your objectives? There could be ways we can explore. Thanks and hope to value-add to your plans further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred Experienced SG Professional

Cannot, both spouse need to fulfill MOP then can decoupling to avoid ABSD.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

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