Hi,
1) HDB loan approval is based on your SC status.
2) The HDB loan amount is based on MSR assessment, meaning how much is your active income and what and how many loans you had.
3) So in order for you to know the estimated amount you might get for a purchase budget, you should visit this site to understand where you stand financially:
https://www.hdb.gov.sg/cs/infoweb/residential/financing-a-flat-purchase/stepbystep-guide-to-financial-planning/financial-tools
Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
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