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Both me and my wife are singaporean, who had fully paid off my HDB flat. I am a co-owner of a shophouse with a 3 rm at 2nd floor (also fully paid).
My medisave and special account is above 100k.
Q1) base on new rulings, the next property I purchase is consider 2nd property? ie downpayment is 20% as I do not have existing loans.
Q2) am I able to use my funds in my CPF OA?
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