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Hi, yes the 15-month rule will apply as long as you are purchasing a flat bigger than 4room.

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Landon Chew
97 39 60 40
landonchew@email.com Read More

Hi Sir/Mdm,

As you are above the age of 55 years old, you will be able to purchase a HDB immediately after selling the condo. However, you are still restricted to 4 room or smaller resale flat. If you wish to purchase a 5 room or bigger flat, you will need to observe the wait out period of 15 months. If there is a genuine need for a bigger flat, I would suggest that you write in to HDB to appeal for a waiver.

I have assisted many of my clients to downsize from their private property to a HDB smoothly and seamlessly. Please feel free to contact me so that I can understand your situation and intentions so that I can provide you with more informed advice.

Regards,
Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
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“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highl Read More

Hi,

Yes the 15 month rule applies for private property downgrader who wants to get hdb 5-room size and above, regardless whether you are taking loan or not. I have assisted clients in a similar scenario to do the same, you can also consider those older bigger sized 4-room hdb flats as well.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Multiple Diamond Award Achiever

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Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, yes the 15 months wait out period will apply if you are planning to purchase a 5 room flat or bigger.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

YES SIR/MDM ! IT APPLIES SINCE U ALL CONSIDER BIGGER THAN 4 ROOM ,...
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XXXXX The End XXXXXXX Read More

Yes, it applies. Read More

Hi, appreciate your sharing. Require both married wife and hubby to age 55 and above, then don't require to await 15 months
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi, appreciate your sharing. No as long as both of the couple are above age 55
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi,

Unfortunately 15 months waiting time is applicable when you want to buy a HDB bigger than 4R, regardless whether you are taking loan or not.

Hope it helps,

This platform does not allow me to contact you directly so kindly contact me at
https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

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Samantha (Resale condo buyer) Read More

Hi
Yes, if you are purchasing a flat bigger than 4room
I would be glad to assist you.
Feel free to contact me at wa.me/6597100155 .
Hope to hear from you soon.
Pei
Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd

https://linktr.ee/peiproperty
https://r011838b.propnex.net Read More

Hi

- The 15-month rule applies to private property owners who wish to buy an HDB resale flat. This cooling-off period is meant to stabilize the property market by preventing rapid movement between private and public housing.
- However, there are exemptions. If you or your spouse are 55 years old and above and you are downgrading from a private property to a 4-room or smaller HDB resale flat, the 15-month wait period does not apply.
- Since you're looking for an HDB flat larger than 4 rooms and you don't need a housing loan, the exemption might not automatically apply. It's best to consult with HDB directly or engage a property expert to explore your options and ensure you get accurate advice.

If you need further assistance navigating these rules or finding the right property, I'm here to help. Reach out anytime!

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Hello there,

Yes the 15 month rule still applies, for downgrade from condo to HDB 4 room and bigger. To avoid that, you can consider a 3 room flat or wait out 15 month by renting a place to stay. If you wish to receive property updates from me, you may reach out to me via WhatsApp 9189 0029  .

Angel R070213E Read More

Hi Do contact me at 97970200  to understand more and discuss

Mark, your RIGHT choice
Propnex Read More

Hello,

- The 15-month rule does apply even if you are downgrading from a condo to an HDB flat larger than a 4-room.
- This rule is in place to manage the demand and supply in the resale market and ensure that those in genuine need can access affordable housing.
- If you are 55 years old or older, you might be eligible for exemptions under specific circumstances, especially if no housing loan is required.
- To explore your options fully and ensure you meet all the necessary criteria, consulting with a seasoned realtor can provide clarity and streamline the process.

For personalized advice tailored to your situation, reach out today, and let's make your next move smooth and stress-free. Thank you.

Family realtor solved 1000+ property problems,
- Mani Subramanian Veeramani
Social Media Tags: @AskRealtorMani #AskRealtorMani /AskRealtorMani
https://wa.me/6583004411
Top 1% Real Estate Voice LinkedIn Singapore
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https://linktr.ee/AskRealtorMani Read More