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Hi,

1) I'm looking at your inquiry at 10 am morning. There are already 3 viewed but there are none of them respond to your inquiry.
2) One of the reasons is properly there are too many unknown.
3) current age, active income, $700k in cash or inclusive of CPF, own any property; HDB or private, etc are some important factors to comment on how best to optimize your investment.
4) Assuming you don't own any residential property, you are 30+ yrs old, the active income of $5k or more.
5) There are plenty of options to plan for your retirement.
6) on the other hand, age 70+, $700k inclusive of the retirement fund, no active income.
7) Your choice will be limited and should go for something fast return and lowest risk possible.
8) Which type of portfolio are you currently in?

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Dear Buyer,
With 700k, There are locations where you can get at least a decent return on investment be it HDB or resale condo, assuming that this amount is purely for property investment.

Location is always key to rental returns. There are places in SG currently, where you can get rentals of 3k for resale HDB (after MOP) n condos. You will be surprised that you can buy HDB properties for that amount and receive such high rentals too.

Do call me at your earliest convenience to discuss your thoughts in detail.
Cheers!

Elan Govan
MABA (Lancaster)
Huttons Asia P. L.
 90170747 
www.goodpropertiesguide.com Read More

Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi I have a suitable option for you to consider, do contact me at 97970200  to discuss more

Mark, your RIGHT choice
Propnex Read More

Hi,
I would be glad to assist you.
Feel free to contact me @ 97100155 
Pei ERA Read More

Hi,

The best option depends on your profile. If you're a first timer with low income (but with $700k Cash), you might want to purchase a resale HDB and utilise all the Grants that are available to you. You may get up to $50k CPF Housing Grant, $80k EHG, and $30k PHG, which can total up to $160k. This means you can purchase a HDB flat in the range of $900k easily.

After you had served your MOP, you may choose to sell off this flat and cash out the proceeds. Assuming that the HDB flat does not appreciate over the 5 years, if you sold at the price that you purchased at, you will still be guaranteed $160k of "profits".

Assuming you purchase a $400k HDB flat, and took up the max grant of $160k, your cash outlay would be only $240k. If you sell this same flat at $400k in 5 years time, you ROI would be 66.67% over 5 years, which works out to be 13.3% return per year!

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More