5 Answers

Shalom! I'm Julia (@property.jubs)~

High interest rates are likely to stay high for a good proportion of 2023 before a correction happens in the later part of 2023/24. As such, choosing the right type of loan package for your mortgage is very important. Since interest rates may start to fall towards the later part of 2023/24, it may be prudent to choose a package without such a long lock-in period or a package which allows you to reprice without any penalties once interest rates fall.

In addition, you have the option to choose a condominium development which you can progressively pay for, which lowers your interest expenses on your monthly mortgage.

If you'd like to find out more about how the property market would be in 2023 and what opportunities there are, I'd be happy to chat http://wa.me/6589390393

- Julia (@property.jubs)
 +65 8939-0393 

Check out my YouTube Channel where I share property analysis and tips for sellers, buyers, investors: http://www.youtube.com/@SingaporePropertyTips Read More
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Are you looking at resale market or new launch? In current market sentiments of high interest rates, serious sellers tend to listen more serious to offers made and there could be better room for negotiation. Once interest rates starts to fall, sellers will also be aware and may not be so keen to discuss on the pricing, In fact, there is no right or wrong time to enter the market, but rather, when and why do you need to purchase. Julia is right that you can opt for a loan package that does not lock you in for extended period, such that you will be able to refinance to another loan package when interest rates correct in future, importantly, what are you looking out for to purchase, are these units widely available or are they niche in supply that if you miss out on this unit, the next available unit could be months or even years away.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Landed Dynamic Alliance
Home of *7772 Hotline
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1
Hi Sir/Madam

Are you looking to purchase?
How many bedrooms are you looking at?

I will be glad to assist, no agent fee from private property buyer
I have current price list, promo of every projects in Singapore and will be glad to advise you

I won't be able to contact you first from PropertyGuru
Appreciate if you can contact me at (65) 96608508 
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More
0
Hi,

1) Regardless of buying for own stay or for investment. There is never a better time to buy when the bank interest rate is at the higher end.
2) The property market will tend to be more prudent when the bank rate is at a higher end.
3) The developer even though facing the higher costs for their development will still tend to be more cautious on their pricing strategy.
4) This was the main reason why the property market price will rise when the bank rates reduce later because the developer will want to get their profit back.
5) If you are looking for resale, it still depends on the market. But overall, the seller will tend not to shout for ridiculous selling prices.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

Note:
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Tan Pei Cheng (Pei)
Hi
I would be glad to assist you.
Feel free to contact me at 97100155  .
Hope to hear from you soon.
Pei
Associate Group Director
Propnex Realty Pte Ltd

https://linktr.ee/peiproperty
https://r011838b.propnex.net Read More
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