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Afternoon Agnes,

Since you are not holding onto any mortgage loan, you should be able to get 80% loan, based on your income and credit record. Only OA can be used for purchase of property. Do note that you are required to set aside the CPF minimum sum if you have utilized CPF for your first mortgage.

Regards
Mike Lim
 96929209 
ERA Read More

Evening Agnes,

You will be eligible to take up a max 80% loan as you dont have any outstanding housing loan.

As for your downpayment, only excess OA can be used after min sum ($69,500 from OA and SA) is being set aside.

Hope it helps!

If you need any assistance in your property purchase, I am just a call away.

Cheers!

Warmest Regards,
YT TAN
Senior District Manager
R043025D
(M): 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W1): www.yttan.com
(W2): yttan.stproperty.com.sg/
ECG Property Pte Ltd Read More