You're absolutely right, Albert. The key difference between freehold (FH) landed property and a freehold condominium lies in land ownership:
* **Freehold Landed Property (Land-Titled):** When you buy a freehold landed property, you own the physical land itself, not just the building on it. This gives you the most ownership rights, including the ability to build extensions or make significant modifications (subject to approval).
* **Freehold Condominium (Strata-Titled):** In a condo, you own a specific unit within the development, but you don't own the land beneath it. Ownership is "strata-titled," meaning you share collective ownership of the common areas (land, facilities) with other condo owners. You'll have a share of the property according to the size of your unit.
Here's a table summarizing the key differences:
| Feature | Freehold Landed Property | Freehold Condominium |
|-------------------------|-------------------------|----------------------|
| Land Ownership | You own the land itself | Shared ownership (strata-titled) |
| Modifications | More freedom to modify (subject to approval) | Restrictions on modifications to common areas |
| Maintenance | Responsible for your land and property | Shared responsibility for common areas through maintenance fees |
| Privacy | Typically more private | More shared living environment |
**Here are some additional points to consider:**
* **Costs:** Landed properties are generally more expensive than condos due to the additional land ownership.
* **Amenities:** Condos often come with shared amenities like pools, gyms, and security, which can be a plus for some.
* **Investment Potential:** Both can be good investments, but landed properties might appreciate more in value over time due to land scarcity.
Ultimately, the best choice depends on your needs and priorities. Consider factors like budget, desired level of privacy, and importance of amenities.
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