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89758 Results Found

House Slave in Home Financing

asked on 7 Feb 2012

Hi,
I have a resale 4 room flat, currently still under servicing loan. We are interested to get an EC but knowing the situation we intend to do the following if it is advisable.

1. HDB loan left 30K, which we intend to pay off the loan.
2....

0 • 1570 views 7 Answers

314FMCM in Home Financing

asked on 14 Feb 2012

My wife and I own a terrace house (D15), bought with CPF + mortgage loan. Mortgage loan now outstanding about 200k. We are looking to purchase another private property to stay (condo or landed in D20) and rent out our current house. Our combined...

0 • 1109 views 6 Answers

Steve in Home Financing

asked on 7 Feb 2012

How to define lock in period? Does it include 3mths serving notice period?

Hi Gurus,
Currently I'm on a mortgage loan with the following conditions:-

1) lock in for 24mths from 1st dispersement of fund (which is 20 Apr 2009) penalty of 1.5%...

0 • 983 views 1 Answer

cashstrap in Home Financing

asked on 20 Feb 2012

Hi I am a retiree. I own 2 properties.
A condo valued at $1.3m fully paid and a
cluster terrace valued $2.4m currently rented out but with outstanding loan $1.3m. Can I refinance my condo to buy a smaller unit and what amount of loan?

0 • 858 views 4 Answers

Simon in Home Financing

asked on 19 Feb 2012

Assuming I’ve paid the stamp duty with cash to purchase an EC in 2012 and the TOP is 2015. I will not have sufficient funds in my CPF after paying up the 15% down payment. Assuming there are sufficient monies in my CPF 3 years later after I...

0 • 848 views

Steve in Home Financing

asked on 14 Feb 2012

I have a fully-paid condo and would like to remortgage it to free up some cash to pay the down payment for another. Is this possible? What type of interest rates will I be looking at for the remortgage?

0 • 729 views

Roger Ng in Home Financing

asked on 6 Feb 2012

Dear Gurus, I am looking to buy a private property with my wife. However, we are currently servicing a HDB loan and thus are eligible only for a loan of 60% of the property value from the banks. We are wondering if we could raise the loan quantum...

0 • 713 views 1 Answer

Leovan in Home Financing

asked on 13 Feb 2012

what is the maximum loan will i get if my annual income is about $80000? Thinking of buying a 3 rm condo.

0 • 689 views 1 Answer

Second condo in Home Financing

asked on 6 Feb 2012

I currently have a condo unit and plan to sponsor my friend to buy a new one (30% share). My friend does not have any property in Singapore. The question are
1. Can my friend get 80% loan or only 70% because of me?
2. Can my friend use CPF to...

0 • 679 views

NAM in Home Financing

asked on 17 Feb 2012

My current HDB is fully paid, my CPF SA have $66k, which means I have reached the min retirement sum to use my balance OA to pay for my condo. Say if I have exhausted all my balance OA to pay for the 15% down payment, subsequently the Gov...

0 • 667 views 1 Answer

Anonymous in Home Financing

asked on 10 Feb 2012

May i know what is initial downpayment?

0 • 654 views 1 Answer

Anonymous in Home Financing

asked on 15 Feb 2012

I am planning to buy a condo unit valued at $900k. I have $300k cash and would like to take a bank loan of $600k. How difficult is it as I was working overseas last year and my upcoming income tax filing NOA is around S$50k. Currently I'm back in...

0 • 642 views 1 Answer

Mary in Home Financing

asked on 20 Feb 2012

Me & my husband are not working currently, we are in the process of looking for a resale HDB flat, both our combined CPF in OA is $550,000, if we don't intend to fully paid this resale flat using our CPF but to apply for a bank loan, will it...

0 • 593 views 4 Answers

Raju in Home Financing

asked on 12 Feb 2012

I am presently owning mordgaged Condo and looking for refinancing. Additionally, I am eligibal for additional loan and I want to purchase residential/commercial freehold property. I presently have 60K as savings and expecting to add up 60K in next...

0 • 569 views 1 Answer

Raj in Home Financing

asked on 11 Feb 2012

Hi Guru,

I have plan to buy condo in Singapore. i am Singapore PR. My question i have 20 % amount 80 % bank loan. Later can use my existing home loan and get 20 % amount from the bank loan after purchasing the condo later 1 year.

0 • 548 views 1 Answer

Wyman in Home Financing

asked on 7 Feb 2012

I own a HDB now, and wanted to buy condo for investment.
what is the procedure?
how much I can loan from financing?

0 • 526 views

Jason in Home Financing

asked on 20 Feb 2012

which bank has the lowest loan interests rate?

0 • 492 views 1 Answer

Beemer83 in Home Financing

asked on 18 Feb 2012

Hi, am looking fr another property but has outstanding mortgage where I am thinking to settle it. Am aware need to engage lawyer to claim the title deed. Just thinking is it possible to combine lawyer fee when buying a new house? Will the time...

0 • 465 views 1 Answer

Abu in Home Financing

asked on 21 Feb 2012

i bought hdb resale flat without housing grant last year april2011, can i buy a private property now?

0 • 369 views

Matt in Home Financing

asked on 18 Feb 2012

Hi, question re Condo Financing.
If the asking price is lower than the valuation, can the 80% loan based on the valuation?

0 • 362 views

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