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89758 Results Found

Colline in Home Financing

asked on 26 Oct 2011

0 • 1970 views 10 Answers

SA9988 in Home Financing

asked on 21 Oct 2011

Hi, Is there such a thing as valuation for condo? If i agree with a selling price, and then apply for bank loan, what if the bank tells me they cannot loan me so much because the value of this condo is lesser than what i offered, so they cannot...

0 • 1260 views 7 Answers

Jas in Home Financing

asked on 30 Oct 2011

Hi,
If I have an existing commercial property loan (I am not the owner of the property), will HDB still grant me 100% of the HDB loan? I have intention to get a DBSS flat.
Thanks!
Jas

0 • 1207 views 8 Answers

Damien Gerard Chew in Home Financing

asked on 1 Nov 2011

I bought my place for 500k. I paid up in 5yrs. It is now 1.2M. How do I take a loan against this property to finance a second property?

0 • 1127 views 7 Answers

Eugene Lim in Home Financing

asked on 25 Oct 2011

I would like to purchase a private property and I have a hdb flat. Was thinking of buying the private property and keeping my flat. Still servicing the HDB loan from CPF , how much loan will the bank grant me ?

0 • 971 views 1 Answer

Jeff in Home Financing

asked on 25 Oct 2011

which bank give the lowest house loan

0 • 914 views 7 Answers

HE_ONE in Home Financing

asked on 24 Oct 2011

Dear guru,
I am currently an owner of a private condo and I am a single borrower of the mortgage of the condo.

Based on the current property buying rules, I will need to cough up 40% of cash (assume I have no CPF fund available) of...

0 • 892 views 2 Answers

sa9988 in Home Financing

asked on 22 Oct 2011

Hi, for private condo (completed proj), after offering 1 percent otp, 2 weeks later buyer supposed to exercise the option with an approved bank loan. Wat if it takes slightly longer than 2 weeks to get bank loan approval? What if buyer is late by...

0 • 790 views

RL in Home Financing

asked on 1 Nov 2011

Dear Gurus,

I am in my 40's and semi-retired with 2 properties fully-paid up. Will the banks give me a loan if i were to take up a 3rd property? Can I use the rental income from my properties as a collatral for the loan? If yes what would be...

0 • 786 views

Mr K in Home Financing

asked on 25 Oct 2011

Hi, 120K cpf, 30k cash, gross household income of $6K can invest in condo and get rental or not? Is it feasible after lessing off fees & interest? Any recommndations?

0 • 723 views 1 Answer

Tony Lee in Home Financing

asked on 8 Nov 2011

Hi, I have a HDB (own stay) and condo (rented out).

I would like to buy a 3rd property. How can I do so with my CPF and cash?

The CPF was used for the first property (HDB) but there is still some excess of about 100K combined in the OA.

0 • 709 views

Query in Home Financing

asked on 29 Oct 2011

We have an EC which had already been fully paid. My husband's had withdrawn some of his CPF and now left with only $20k in his CPF account(after setting aside the min sum)and my CPF left only $50k. In 3 yrs time, I'll be 55 yrs old. Do I need to...

0 • 647 views 1 Answer

Tham in Home Financing

asked on 30 Oct 2011

Hi, does the buyer need to factor in the agent's fee & commission if he decide to purchase a resale condo? What percentage does a buyer need to pay to the agent?

0 • 645 views 1 Answer

AG in Home Financing

asked on 3 Nov 2011

My current mortgage is at 60% LTV. Can I draw down against this to form my equity to buy another propert

0 • 608 views

lim in Home Financing

asked on 6 Nov 2011

hi guru, understand that need to pay stamp duty in cash and CPF will reinbursed at a later date, is there any bank that will offer loan temporary to cover stamp duty? pls advise

0 • 592 views

loan-headache in Home Financing

asked on 24 Oct 2011

Hi Guru's

Just wanna check have any guru's meet any client with default a/c in CBS report?

I am selling my flat and wish to buy another flat. but hubby and I got default acc record in CBS report. Its not cleared yet. we intent to sell and...

0 • 564 views 3 Answers

Mugen Fire in Home Financing

asked on 26 Oct 2011

Where can I find in HDB website where I can check the cash proceeds after I have sell my existing HDB flat. As I would be buying a new HDB flat from HDB, how can I find the website where I can input this information where i can have a better...

0 • 536 views 1 Answer

lily in Home Financing

asked on 6 Nov 2011

i'm a ex bankrupcy person and has been discharged more than 7 years and can i apply for a bank loan to buy a resale flat as i can't loan from hdb.

0 • 461 views 1 Answer

Lim in Home Financing

asked on 29 Oct 2011

Hi,if bank only can loan me 75% 5% cash so another 5%?

0 • 422 views 2 Answers

buyer in Home Financing

asked on 29 Oct 2011

can i apply for a bank loan to buy a resale flat as i was discharged from bankruptcy

0 • 418 views

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