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Stewart Lim Associate Division Director 515 answers this year

503 Results Found

arsenalism ken in Home Buying

asked on 28 Jul 2025

Assuming scenario where parents want to buy a new 4rm bto near current hdb. They are also owners of current hdb. Are they applicable for the FCS proximity scheme, if they have son staying in current house as occupier?
Noted that current house...

0 • 776 views 7 Answers

Anonymous in General Questions

asked on 23 Jul 2025

My mother passed away without a will and was the sole owner of a HDB flat. She had 3 children (including me), and I am the administrator of her flat. Under the Intestate Succession Act, the HDB flat will be distributed / inherited among her 3...

0 • 667 views

Anonymous in General Questions

asked on 3 Aug 2025

is it still considered safe to decouple under a 50/50 structure (instead of 99/1), given that the government is tightening rules on decoupling to avoid ABSD for second property purchases

0 • 611 views

Anonymous in Home Buying

asked on 30 Jul 2025

Hi gurus. I am a buyer of a resale HDB unit. The sellers are requesting for extension of stay, as they are upgrading to a bigger resale HDB unit through contra and will require time for the renovation of their new place to be completed. I would...

1 • 509 views

Anonymous in Home Financing

asked on 8 Aug 2025

If a HDB flat does not cover owner till the age of 95 yrs old (Which means the CPF usage to service property is prorated), can the owner try to reach Basic Retirement Sum (BRS) in order to extend their CPF usage?

0 • 427 views

k***@gmail.com in General Questions

asked on 28 Jul 2025

landed property left 72 years, should i sell or stay ?

0 • 391 views

Mr. Freddy Lee in Home Buying

asked on 29 Jul 2025

do spr when buying a 2nd resale flat first need to pay additional buyer stamp duty of 30% if their first resale hdb is yet to be sold

0 • 275 views 7 Answers

jay inka in Condo Questions

asked on 1 Aug 2025

Must I pay resale levy if I were to sell my HDB house(i took grant) and buy an EC which recently just MOP?

0 • 227 views

Xx in Home Buying

asked on 27 Jul 2025

My fiancee previously owned a HDB flat and she sold it after MOP. Now we are applying for a new flat and she is the 2nd applicant. Do i have to tick yes for this question? Thank you

Property Declaration
Have you or any person(s) listed in this...

0 • 209 views 7 Answers

Anonymous in Home Financing

asked on 6 Aug 2025

-What is the advantage & disadvantage of HDB flat with just one owner? (Eg. husband is applicant, wife is occupier)

-How will this affect the mortgage insurance and monthly servicing?

-If Wife is only the occupier, can she still service...

0 • 202 views

Trainlee say da Lee in Home Buying

asked on 31 Jul 2025

I am planning to buy a HDB. I get pr at june of 2023,so i need wait until june of 2026 after that buy hud? What are the things i have to take care off or know?

0 • 200 views

Anonymous in Renting Property

asked on 30 Jul 2025

Hi, I would like to check on the following;
1) is it possible to rent out whole hdb 2 room BTO?
2) if yes, how to appeal to rent out before MOP?
3) if not possible to rent out, can I only sell the 2 room BTO after MOP as resale flat?
4) if...

0 • 186 views 6 Answers

Che wai Au yeung in General Questions

asked on 22 Jul 2025

May I know the schedule for the Elias Green condo shuttle bus? From what time to what time? thanks

0 • 164 views

Anonymous in Home Buying

asked on 3 Aug 2025

I am a Singaporean in my late 20s, with a foreign spouse, both professionals working abroad in the medical and healthcare industry in Europe for a few years.

We do not own any property currently.

I am interested in purchasing a unit near my...

0 • 120 views

Anonymous in Condo Questions

asked on 30 Jul 2025

Hi All,

I am a PR, if buy a condo and put one of my parent which is a foreigner as a co-owner is it possible? The ABSD will be 5% or 60%?

any differences if the parent already have LTVP instead of the foreigner status

thank you

0 • 79 views 7 Answers

Anonymous in Home Financing

asked on 29 Jul 2025

Hi, for context my husband and I are first time hdb buyers and we are planning to purchase a 4 room flat.
We have a valid hfe letter with a loan amount of $360k and a housing grant of $50k. My question is if we are chosen to book a flat but the...

0 • 75 views

lim jason in Condo Questions

asked on 28 Jul 2025

Hi , I have a 3 bedroom 2 toilets unit at blk 95 for rent available from 1 September.

0 • 74 views

Anonymous in Condo Questions

asked on 2 Aug 2025

I have 2br condo unit that I purchased more than 10yrs ago. I am 50 now, and wish to move into a HDB near my parents' place so I can care for them better. If I manage to obtain a waiver of the 15mth wait-out period from HDB, would I be able to...

0 • 70 views

Anonymous in Home Buying

asked on 6 Aug 2025

If a HDB flat cost $565K. With a CPF OA usage of $430K and HDB loan of $330 (Interest of $116K). Will i hit the maximum CPF usage somewhere in the future, and need to service the property fully with cash?

0 • 60 views

tunphong in Renting Property

asked on 6 Aug 2025

what is the RES commission for rental of private property for less than 1 year

0 • 49 views

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